Allstate Locations & Hours Near Hopkins, MN -
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By: candace.f.williams
Warner Henry T Co
After being hit by Brad Warner's client, he told me he would submit the claim on her behalf. One week later I still had not heard from the claims adjuster, so I called and left a message for Brad on 3 separate occasions with his coworker, Justin. Brad never called me back. I finally got ahold of him on his cell phone at about 1:00pm. When I asked him about the claim and expressed my frustration with him about not receiving an update, he proceeded to yell at me and hang up the phone on me. Interestingly enough later that day the claims adjuster called me. I asked him when the claim was submitted and he told me at 3pm that day! Brad is a liar and has horrible customer service skills!! It was a horrible experience working him!
Tips & Advices
Errors and omission insurance covers business-related mistakes that lead to injury of a third party, such as neglecting to file important papers.
While property, liability and workers’ compensation are the most common types of business insurance, other types include property, business interruption, and errors and omissions.
Business insurance does not cover professional liability (due to poorly performed work), the purchase of replacement equipment, vehicle accidents not related to work, or business lost due to damaged equipment.
Factors impacting the cost of business insurance premiums include the type of business, the risk involved, the size and number of employees, your experience in the industry, and location.
No. Business insurance covers general legal issues such as injuries that occur on your property and property damage. Professional insurance covers lawsuits focused on service such as charges of negligence, contractual disputes, etc.

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