Best 30 Auto Insurance in Holyoke, MA with Reviews - YP.com
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04/27/2016
By: Jane H.
Bresnahan Insurance Agency Inc
Bresnahan is second to none. They offer very competitive prices and and provide clear and helpful responses.
01/24/2016
By: Xavier G.
Bresnahan Insurance Agency Inc
The workers here are first class. I would highly recommend anyone get their insurance through them. I have had to file one claim with them and it went very well.
12/28/2015
By: Mia M.
Bresnahan Insurance Agency Inc
I have been a client at Bresnahan Insurance Agency since 1999 and I couldn't be happier. I am 100% satisfied.
12/04/2015
By: Brooke P.
Bresnahan Insurance Agency Inc
Being a member at Bresnahan Insurance, I know that I will always be getting great service from friendly and professional people. They give me the peace of mind that i need.
11/11/2015
By: Becky W.
Bresnahan Insurance Agency Inc
I have been a client of Bresnahan Insurance for over ten years. I have never had a reason to complain about anything. I would recommend them to anyone.
10/15/2015
By: Millie C.
Bresnahan Insurance Agency Inc
I have worked with Bresnahan Insurance for longer than I can remember. A friend sent me there once and I chose to stay with them ever since.
09/16/2015
By: Gene S.
Bresnahan Insurance Agency Inc
I have been a client of theirs for 32 years now and they always have kept me informed with any new coverage and discounts being offered. Overall they are great.
06/01/2015
By: Henry R.
Bresnahan Insurance Agency Inc
I have been a client for over 30 years at Bresnahan Insurance Agency. The last time I filed a claim was 25 years ago and everything was handled very professionally.
02/10/2015
By: Jerrah W.
Bresnahan Insurance Agency Inc
I love Bresnahan Insurance Agency Inc. Everyone there is professional and nice. They are pleasant to work with.
01/22/2015
By: Manney W.
Bresnahan Insurance Agency Inc
I have been a client of Bresnahan Insurance Agency Inc. for 47 years. They are very cooperative. I would never go anywhere else.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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