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By: Maria A.
Farm Bureau Insurance
I had only been with FB for a few months when I was hit from the rear by a uninsured motorist. Farm Bureau was wonderful they towed my car and had me a rental by the next day. They fixed my car and got me a very nice settlement. Thank you I have never been treated so well by a insurance company. It was a blessing. Ria
By: Debra N.
Mid-South Insurance Agency, Inc.
I have been coming here for about 20 years and they are the best. I have my cars, homes (till I sold one). They make sure I get the best price for what I need. I tell everyone to go here. My daughter saved lots of money coming here too. My brother will soon be joining. Thanks for all you do ladies.
By: Gwendolyn M.
Allstate Insurance Agent: Tina Renee Mowatt
I have been a satisfied customer for more than 15 years. All my claims have been handled very professionally and in a timely manner. Ms. Mowatt is always quick to follow up and provide immediate feedback to her customers.
By: Yashica P.
Liberty Mutual
I have been with Liberty Mutual for over 5 years. This company is very trustworthy and prompt on handling business.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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