Delta Dental Locations & Hours Near Hagerstown, MD -
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By: Courtney B.
Baker Insurance Agency
I have already recommended Baker Insurance Agency several times. You can tell they are a family owned business in shows in their customer service.
By: Josie P.
Baker Insurance Agency
I have been using Baker Insurance Agency for only six months, but already I can tell I made the right switch. As a new customer I appreciate the open availability to ask questions. They provide quick and clear responses.
By: Brendon W.
Baker Insurance Agency
I have been very pleased working with Baker Insurance Agency of Hagerstown. Their staff are very knowledgeable and helpful.
By: Dana D.
Baker Insurance Agency
I'm very pleased with their services. They work hard to make sure their clients are satisfied. I highly recommend them.
By: Paige L.
Baker Insurance Agency
They are very friendly and they work hard to get you the best deal they can. They show they really care for their clients and I wouldn't want to go anywhere else.
By: Lacy Q.
Baker Insurance Agency
I've been very pleased with Baker Insurance Agency. I know that when I call them there will always be someone there to talk to.
By: Marie P.
Baker Insurance Agency
I have only been a client here for a month now, but everything is great thus far. As a new client, I have had many questions and they have answered all of them thoroughly.
By: htownfam
Allstate Insurance Agent: V. Craig Campbell
Better coverage at a better rate!!
By: Ben C.
Baker Insurance Agency
The staff here at Baker Insurance is wonderful. They are professional and they are just overall a great company. I highly recommend them.
By: Larry P.
Baker Insurance Agency
The staff at Baker Insurance Agency is so personal and will find you the best quote around.
Tips & Advices
A dental discount plan has a much smaller monthly fee than dental insurance and offers a percentage discount on fees charged by dentists who participate in the plan. A member of the plan shows a membership card to the dentist to receive the discount and pays the dentist directly.
When selecting a dental plan, consider:
  • Group dental insurance through an employer or other large group will have the best rates.
  • Whether the “in-network” list of dentists in your area includes your dentist
  • Monthly premiums, payment caps, limits and deductibles
  • Benefits – What’s included? Are orthodontia, implants or other services excluded?
  • Would a dental discount plan be more cost effective?
Although most dentists accept one or more type of insurance, others have stopped accepting insurance as they grow increasingly unhappy with insurance company dictates and requirements.
A dental savings plan is also known as a dental discount plan. Membership in the plan allows for discounted services at a list of approved dentists. It is not dental insurance, but a discount program.
Monthly dental insurance premiums are typically $20-$50 for an individual and $50-$150 for a family, but vary depending upon location and scope of coverage. Employer-sponsored plans will be less expensive than buying a plan through the independent insurance marketplace.

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