Helms Associates in Greensboro, NC with Reviews - YP.com
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By: kelly513
Charlie Ganim - State Farm Insurance Agent
I have been a customer of Charlie Ganim’s State Farm agency since I moved to Greensboro in 2006. I have been a State Farm client all my life, but was looking to find a local agent upon my move to North Carolina. Charlie’s office came highly recommended to me from my real estate agent. Being new to the area, I was glad to have a recommendation and immediately set an appointment. While my experience overall with State Farm has always been one of great customer service, I have never had an experience before like the one I’ve had with Charlie’s office. This is a team who knows how to deliver exceptional customer service! I’ve gotten to know everyone in the office by name and truly feel taken care of every time I call or stop in. What sets Charlie’s team apart more than anything, though, is their fantastic follow-up. I receive regular communication from their office, including special notes on my birthday and when they haven’t heard from me in a while. Another fantastic feature of this office that sets it apart from others is their willingness to do a free annual review with you. It’s so nice to know that I can spend time with my agent to review my insurance and be assured that my coverage is always current with my changing situation. Recently, after a review, we were able to increase our coverage and save money on our monthly premiums! I love knowing that I’m paying competitive rates for my insurance, but unlike with other companies, I can be confident that State Farm will be around to pay on those policies should I ever need them. Can you say the same about other companies? I wouldn’t work with any other insurance company, and if you’re looking for the best agent in Greensboro, you have to call Charlie and his team. You won’t regret it!
By: johnk.1
Charlie Ganim - State Farm Insurance Agent
Charlie Ganim is one of the finest service providers we've ever had the pleasure to work with. He is a true expert in his field and combines this with an attitude of care, concern and empathy. It is great knowing that he has our best interests at heart and is there to help us when we need it. A firm "yes" recommendation is what you get from us to anyone considering interviewing Charlie or engaging him for service.
By: 19dimitrig H.
Penn National Insurance
wonderful service great payment rate and friendly service my aunt was executive HR manager Darlene Crump she was loved by all who came here i hope that Penn national will continue its history of excellence
By: Brad T.
Nc Grange Mutual Insurance
Always been easy to work with; friendly people! Easy to find someone on the phone when you need help with billing and all that good stuff.
By: Axel R.
Bullock & Associates, Inc.
Best insurance brokerage in North Carolina. I'm very satisfied
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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