Geico Locations & Hours Near Grand Junction, CO -

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By: Cor S.
Moody-Valley Insurance Agency Inc
We've been working with Moody Insurance Agency since 2004. They handle all of our insurance. Everything from broker, workers comp, to general liability. We're very comfortable with them and enjoy working with them.
By: James T.
LaVonne Gorsuch - State Farm Insurance Agent
Something I found unique was that a few times a year they will call me and give me certain information regarding new coverage plans and discount rates. They do a good job at keeping me well informed.
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By: Kenny Y.
Moody-Valley Insurance Agency Inc
I really appreciate Moody always providing me with quick responses to get me what they need. I've been working with them for six years and have no complaints. I would highly recommend them.
By: Brady S.
LaVonne Gorsuch - State Farm Insurance Agent
LaVonne Gorsuch and her team of agents are friendly and great at keeping in touch throughout the year. They answer all my questions and keep me well informed about my policies.
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By: Carlton M.
Adam Hobbs - State Farm Insurance Agent
Adam and his staff are awesome. I highly recommend them for any of your insurance needs. Everything I have asked them to assist me with had been done quickly and efficiently.
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By: Sandra J.
Moody-Valley Insurance Agency Inc
For over 10 years I have had auto and personal property insurance through Moody Insurance Agency. I highly recommend them in you are in the Grand junction area.
By: Justine L.
Moody-Valley Insurance Agency Inc
We switched to Moody Insurance Agency a few years ago because we had issues with our previous insurance carrier. With Moody we get much better treatment.
By: Jon N.
Moody-Valley Insurance Agency Inc
Our company has used Moody Insurance Agency for at least 5 years. They make sure we are well informed and always provide helpful responses when needed.
By: Terry B.
LaVonne Gorsuch - State Farm Insurance Agent
I have all of my policies (auto, home and life) with LaVonne Gorsuch at State Farm and am very happy with the level of service I receive.
By: Omar M.
Moody-Valley Insurance Agency Inc
I would absolutely recommend Moody Insurance Agency to anyone. They are great at what they do and are always willing to work with you.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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