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By: Christy S.
Chris Grinstead - Allstate Insurance Company
Not sure what getitright6158591650 is talking about! This is a local agent and it didn't open up until Nov 2012 and the review is from March 2012. Maybe something was there before but there has NEVER been anyone named Mike, Jeremy, or John at this agency!!! I have them and they are a verified Allstate at Suite D8!! Chris and Patrick are always extremely helpful and knowledgeable! I would recommend anyone to go here for insurance!!!
By: Sam L.
Roger Smith Insurance
Roger Smith Insurance has handled my home and auto policies since '82. They give absolute personal attention to your needs and explains whatever may be confusing or concerning. They care.
By: Sarah D.
Roger Smith Insurance
Their service is very good. They show that their clients matter to them and they work hard to get the best results possible for their clients. I wouldn't want to work with anyone else!
By: Monica B.
Roger Smith Insurance
What I really like about Roger Smith Insurance is the personal touch that they give each client. I would highly recommend them to anyone look for a new insurance agency.
By: Nick T.
Roger Smith Insurance
I enjoyed working with their staff. They proceeded with my claim in a timely manner. I would definitely recommend their services to my friends and family.
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By: Audrey G.
Roger Smith Insurance
The staff at Roger Smith Insurance is extremely qualified to help you, and do so very kindly. I have kept the same contact for years now.
By: Sarah R.
Roger Smith Insurance
Roger Smith insurance has staff who are competent and kind. The main reason I stay with a company is because of their friendly staff.
By: Hank N.
Roger Smith Insurance
The staff at Roger Smith Insurance does a great job answering all of my questions and addressing my concerns. They are excellent.
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By: Amber H.
Roger Smith Insurance
Great place for insurance policy help and great rates. I've had to file a claim once with them but they handled it just splendid
By: Jordan A.
Roger Smith Insurance
Every time I try to get into contact with either an agent or a staff member at Roger Smith, there is always someone there.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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