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By: J P.
Allstate Insurance Agent: Brandon Begley
I highly recommend the Proctor Agency due to their excellent customer service, product knowledge, and expeditious resolution to my insurance requirements. I was able to purchase life, homeowner, and auto insurance with these great guys and save a bundle of money in the process. With your best interest as their number one role, they will give you the best rates. For prompt , reliable service, just give them a call.J PetersCave Creek
By: jonathonkleine1980
Luke Atkins - State Farm Insurance Agent
Got in to get quotes and sign up for banking services quickly. Was happy with the professional feel of the office and prices were surprisingly lower than what I thought State Farm would offer. I have been wanting to get life insurance policy for my wife and I and Luke walked me through all the options. Recommend this agency for offering services advertised and their friendly staff.
By: Rossanna G.
CASH 1 Loans
I just wanted to say a quick thank you to mvd guy. For helping me. I needed to transfer a title and he was very patient with me. And explained everything thoroughly. It was awesome no waiting. And great customer service. Very professional
By: Duke S.
Farmers Insurance - Johnathon McCurry
Great Agency! I was able to get an awesome rate on my business insurance with great coverages that will protect my business. John answers his own phone and is never hard to get ahold of.
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By: Anna maria B.
Western American Loan Inc
WAL! This business has to be one of the best I've ever dealt with, most courtious & understanding. I'd definitely recommend this Company to my family and friends. Thanks WAL!
By: Deborah L.
American Family Insurance - Kurt Bojarski
Great personal service! They make you feel like your business is important, not one of many. I get a personal call if there I'd a problem.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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