Erie Insurance in Gastonia, NC with Reviews -
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By: Jennifer L.
Hoffman Insurance
I cannot say enough great stuff about Hoffman insurance . David Hoffman , the owner /operator is Awesome. If your looking for a company to put you first and a great friend to watch your back and make sure you get best for your money , then you want to see David Hoffman! Honest, Reliable, Professional, and all around best insurance company I've ever seen. If you ever have a problem or concern call and he will resolve asap with care and friendliness. Thankyou Hoffman , for all the years you save me money and helped me out... great business check it out!
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By: Amos B.
Hoffman Insurance
This company does amazing to say the least! I had coverage for over 5 years when the office was location was in Lincolnton, NC. After a move I switched company's, biggest mistake ever! I was 1 day late because of that company's website and I got fined almost $250 for a lapse of coverage and renewal fee's etc. I immediately switched back to David Hoffman, he is a great business man who actually cares about his business and customers which is hard to find these days as most of us know! You can count on him anytime you have a question or concern not to mention the bundles of savings you receive with all services offered. I refuse to EVER use another business after seeing how I am appreciated, and not just another number or paycheck!
By: L.
State Farm Insurance Company
Horrible customer service. The office representative was extremely temperamental, rude and very distasteful. She is the sole reason why we were so quick to switch our insurance policies.
By: mustangtabby13
Hoffman Insurance
Honest Fair and Loyal !! David has integrity and compassion
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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