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By: gatorgurl
Allstate Insurance Agent: John A. Morrison
When my family and I moved back to Florida this week, I was thrilled with how Mr. Morrison's office went above and beyond for my insurance needs. His professional and friendly staff made our auto and home insurance purchase quick and easy while also making recommendations to local food and shopping for my family. I am very pleased with my experience and would recommend them to anyone!
By: April B.
Tish Oleksy - State Farm Insurance Agent
Everyone we have dealt with in Tish's office has been Very professional, helpful, fair and explains every step! On top of helping us save and protect all of our investments!
By: Mary W.
Allstate Insurance Agent: Stefanie Cubbedge-Wiggins
They've been very good to me. I call with stupid questions and they always tell me that none of my questions are stupid. Thank you for that because I so feel stupid.
By: Ben T.
Homestead Insurance
These guys are GREAT! Saved me money and made it easy.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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