State Farm Locations & Hours Near Fort Wayne, IN - YP.com
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05/16/2017
By: Brenda Y.
Griggs Jeff
Have had our business use their payroll services and am very happy with the way they handle all of our taxes too!
03/20/2017
By: Cody P.
American Family Insurance - Arlene Stutzman Agency
Was referred to Arlene stutzemans angecy ; by my father in law I saved over 360 dollars on my auto a year. Dana Kelly was very quick to respond and informative when needed
03/20/2017
By: Robert P.
American Family Insurance - Arlene Stutzman Agency
I have switched my motorcycle,home, and auto policies over to Arlene Stutzman's agency.. I saved 700 dollars a year on insurance. Thanks to Dana that took the time and made the effort to make this transaction as quickly as possible while being very informative!!! I'd very much recommend atleast taking a look at what they have to offer to fit your needs!
03/15/2017
By: Mara B.
American Family Insurance - Arlene Stutzman Agency
We have a home and auto policy through Arlene Stutzman's office. Dana made the process of switching our policy's so quick and easy. Everything was explained and any questions we had were thoroughly answered. Highly recommend!
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02/23/2017
By: Tom M.
Allstate Insurance Agent: Darren Vogt
I filed my only claim after hitting a deer. My car was totaled and I was to receive a check for the claim. Finally about 3 months after I was told my check was in the mail, I got my check. I kept calling and emailing, the communication on their end was lacking to stay the least. Among other things it was just an awful experience. I highly recommend state farm, or anyone else.
11/23/2016
By: Kristill J.
Thompson Insurance and Financial Services Inc - Nationwide Insurance
By far the most knowledgeable agency I have ever had the pleasure of doing business with. Very helpful and quick to respond.
11/24/2015
By: vickykolson
Nationwide Insurance
Nationwide is NOT on your side! High premiums, misleading agents, and poor corporate customer service. RUN to the Good Hands of a Good Neighbor like Flo.
11/24/2015
By: vickykolson
Nationwide Insurance
Run as fast as you can, Nationwide is NOT on your side! High premiums, agents that mislead, and poor corporate customer service. Run away!!!
11/22/2015
By: vickykolson
Thompson Insurance and Financial Services Inc - Nationwide Insurance
If you're researching insurance, RUN AWAY! My new auto policy is more affordable. Nationwide & this agency left me hanging on a homeowner policy for 2 months, I was calling weekly. Now other insurers are penalizing me for a lapse in coverage. Nationwide is NOT on your side. I cancelled all policies & like I said, my new auto is cheaper.
01/30/2015
By: Marvin F.
Allstate Insurance Agent: Justin Harkelroad
They always take Great care all our insurance. Business Thanks , Marvin
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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