Allstate Insurance Locations & Hours Near Fort Wayne, IN - YP.com
03/16/2012
By: deew143
David Foster - Allstate Insurance Company
I needed to get motorcycle insurance and I was dreading the process of calling and being quoted prices I knew I couldn't afford. Last year after calling many well known insurance companies(for some reason I didn't call Allstate) the cheapest rate I could find was 75.00 just for the down payment which I thought was really expensive for something I would need for only a few months and the monthly payment on top of that was expensive as well -but I really didn't have a choice I thought at the time. I am on a limited income and can't afford much so I was really happy when I called Allstate and Mr. Foster and I was quoted not only a VERY affordable down payment- I can actually afford monthly rate too.(yaay :D) And I cant say enough about the excellent customer service I received from Mr. Foster and Miss Angie they really made my day. I will do everything I can to let everyone I know and all of you I don't know who may be reading this to please support this business!
12/20/2011
By: mjb2000
Shelter Insurance Agent Matt Miller
Matt helped me with a life insurance policy I needed for my god daughter. He accurately explained all my options for a policy and was very consultative. He also completed my application in a timely manner and I couldn't be more pleased. He has since then been helping me with all my other insurance needs. He has a very nice office as well with easy access. Great agent!!!
03/20/2017
By: Robert P.
American Family Insurance - Arlene Stutzman Agency
I have switched my motorcycle,home, and auto policies over to Arlene Stutzman's agency.. I saved 700 dollars a year on insurance. Thanks to Dana that took the time and made the effort to make this transaction as quickly as possible while being very informative!!! I'd very much recommend atleast taking a look at what they have to offer to fit your needs!
01/21/2015
By: Greg K.
American Family Insurance - Kevin Faus Agency
Kevin has been my agent for several years now. He is always on top of the latest developments in the insurance industry and is quick to respond to any questions or concerns I might have. I highly recommend Kevin and American Family to anyone looking for insurance.
06/26/2013
By: bigfrogdoor
Melissa Satterthwaite - State Farm Insurance Agent
Wow what can I say just a great person and very nice to do business with and to me that is very important to have a person as nice as Melissa is I just want to say thinks and I highly recommend her to handle all your Insurance needs.
03/15/2017
By: Mara B.
American Family Insurance - Arlene Stutzman Agency
We have a home and auto policy through Arlene Stutzman's office. Dana made the process of switching our policy's so quick and easy. Everything was explained and any questions we had were thoroughly answered. Highly recommend!
03/20/2017
By: Cody P.
American Family Insurance - Arlene Stutzman Agency
Was referred to Arlene stutzemans angecy ; by my father in law I saved over 360 dollars on my auto a year. Dana Kelly was very quick to respond and informative when needed
11/23/2016
By: Kristill J.
Thompson Insurance and Financial Services Inc - Nationwide Insurance
By far the most knowledgeable agency I have ever had the pleasure of doing business with. Very helpful and quick to respond.
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05/16/2017
By: Brenda Y.
Griggs Jeff
Have had our business use their payroll services and am very happy with the way they handle all of our taxes too!
01/30/2015
By: Marvin F.
Allstate Insurance Agent: Justin Harkelroad
They always take Great care all our insurance. Business Thanks , Marvin
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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