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10/13/2016
By: Megan C.
Regency Insurance Group, LLC
Been with Regency for a few years now and love how much the employees seem to care about me and my family. With things getting more and more automated I can always count on a real person to be there for me. Had an issue that needed to be fixed on my house and they saw it all the way through and made sure that I kept coverage on my place. Thanks you guys! -customer for life
04/04/2017
By: Ally M.
Regency Insurance Group, LLC
I am very cautious about where I buy from- read reviews and do my homework and boy am I glad I found this company. Buying home insurance could not have been easier. They answered all of my questions so patiently and honestly and got me an amazingly awesome ins plan for HALF of what I was paying. Could not be happier- going to have my mom call to get insurance soon.
08/23/2016
By: Kelly H.
Regency Insurance Group, LLC
Called in today talked to one of the reps and was impressed with the insurance knowledge and number of options they had for me. I haven't bought the policy yet, but this company stood out from the others I talked to. -Kelly
05/21/2015
By: Olly D.
Wilcox Family Insurance
We have been using Fed USA Insurance for about 3 years now and we have never had any problems. They send us updates on new discounts all the time and always keep us well informed. We would highly recommend giving them a try.
10/23/2015
By: Joelle S.
Wilcox Family Insurance
I have looked into other insurance companies in the are however Fed USA Insurance stood out the most to me and I am very pleased to have picked to work with them. I have nothing but great things to say about the team.
11/17/2015
By: Patty H.
Wilcox Family Insurance
A friend of mine first told me about their experience with Wilcox Family Insurance and how happy they were doing business with the company. This made me switch over and I am very glad that I made that decision.
12/27/2016
By: Fort myers C.
Regency Insurance Group, LLC
Fast, Friendly, Efficient and answered the phone right away. Hard to find these days. I put my home and landlord policy with them. Thought it would take all morning, and didnt at all. Thank you!!
06/17/2015
By: Jess F.
Wilcox Family Insurance
Fed USA always provides me with such clear and helpful responses to all of my questions. It is nice to have them on your side and know that they are looking out for your best interest.
02/05/2015
By: Olga D.
Wilcox Family Insurance
Fed USA Insurance has been a great company to work with ever since I started with them. I just think they do a good job for me and they are easy to get a hold of. I appreciate them.
12/10/2014
By: Nick L.
Wilcox Family Insurance
I have my home insurance through Fed USA and they do a good job for me. They always do the best they can to get me the lowest rates. They are also very responsive when I call.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornados, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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