Liberty Mutual Insurance Company Locations & Hours Near Fort Mill, SC -

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By: peaceout896
Eric Satterfield - State Farm Insurance Agent
They are the sweetest most honest insurance people you may ever meet. Previous to State Farm I had been with Nationwide and they screwed me over EXTREMELY badly. When I walked into their office here at State Farm, Stacey was the sweetest and sat down with me and found the best policy to met what I needed. They are VERY professional and totally on your side! Not to mention, Phil, the lead of this place shock my hand and welcomed me as a part of their business before I had even committed to them. I am sooooo glad that I encountered them! You won't regret going with them!
By: mstilwill
Radius Insurance Agency
Very professional office, willing to help any way they could.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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