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08/21/2012
By: finditnow11
State Farm Insurance-Douglas Mercer Agency
The great thing about having Doug Mercer as your State Farm Agent is that in the need of their help when filing a claim they are there to help. After I hit a deer and filed my claim they were so responsive and accommodating to me getting everything all set up for me it was great!
06/20/2012
By: worldofwonder
State Farm Insurance-Douglas Mercer Agency
For about 4-5 years now I have used the services here from Doug Mercer State Farm. He has provided me with exceptional service and coverage for my auto, home, and even a universal life policy. Everything has been great and they handle everything professionally and timely.
06/23/2015
By: wayne p.
State Farm Insurance-Douglas Mercer Agency
If you're looking for a thoroughly and reliable insurance agent, State Farm J. Douglas Mercer Insurance Agency Inc. is the place. For many years, he's given me great service. He's down to earth and does a great job. I highly recommend Doug's services.
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03/02/2016
By: Kara B.
State Farm Insurance-Douglas Mercer Agency
Doug Mercer does a pretty good job keeping me informed of any kind of new coverage opportunities or deals I can get. He takes care of both our car and life insurance and has done very well. I had to file a claim recently and he handled it very well.
06/10/2015
By: Marissa S.
State Farm Insurance-Douglas Mercer Agency
Douglas Mercer is really efficient to respond to any of my questions and concerns. He really does his best to make sure that he finds you a solution to your problem. That goes a long way because most insurance agents are not like that.
07/23/2015
By: Derek D.
State Farm Insurance-Douglas Mercer Agency
If you're looking for a reliable and hardworking insurance agent, State Farm: J Douglas Mercer is the answer! He's given me the best customer service and attention possible for over a decade now and I'm so appreciative for that.
11/12/2012
By: kin8fan
State Farm Insurance-Douglas Mercer Agency
All the representatives here are very informative, knowledgeable, and available. They do a great job at taking care of what needs to be done when needed. They get to know you as an individual rather than just a number.
01/26/2015
By: Kelly P.
State Farm Insurance-Douglas Mercer Agency
When I moved to this area, I found Doug Mercer in the phone book. That was about five years ago, and I have been a customer since. I have even recommended others to him because of how excellent his services are.
09/17/2013
By: mchaplan
State Farm Insurance-Douglas Mercer Agency
What I like most overall about Doug Mercer is that he is kind, giving, and prides himself in putting customers first. I have even brought a few friends and family over to him and they use his services.
12/30/2016
By: Emily S.
State Farm Insurance-Douglas Mercer Agency
Douglas Mercer and his team have been very helpful to us with our auto insurance. They let me know about new coverage and I appreciate their ability to always get me the information I need.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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