Chubb Insurance Locations & Hours Near Fairfield, CT -
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By: Stephanie R.
Cusmano Agency
John is the rudest most unprofessional person I have ever dear with in my life -- Do Not go to this agency for insurance
By: fairfieldmomof3
State Farm Insurance
I want to Thank Mark Otterson and his staff for always being a pleasure to deal with. They're there when I need them and I feel they always go that extra mile for me.Thank you!
By: Dan C.
B.F. Carter Insurance
I am very pleased with Bruce and B.F Carter. His advice and quality of service has given me great peace of mind.
By: Wendy H.
B.F. Carter Insurance
I have been very pleased with my agent at B.F. Carter Insurance. He is great at what he does. He is honest and knowledgeable.
By: Anne-marie D.
Mark Otterson - State Farm Insurance Agent
It's been my experience that Mark is on top of everything. Granted I've only had one auto insurance claim maybe 5 or 6yrs ago and one glass claim recent; but when it came to insuring my house, he (and his secretary) were very easy to deal with and would return calls immediately. Hope this review is helpful.Anne-marie
By: Nick L.
B.F. Carter Insurance
Bruce is great at staying on top of new policies and discounts to come up with what works best for me.
By: leahlord60
B.F. Carter Insurance
I was very pleased with the experience I had with BF Carter Insurance right from the start. The staff was very friendly and willing to help. I had a lot of questions and they answered everything thoroughly for me. I felt very confident with my policy and the agents there.
By: lomedico
B.F. Carter Insurance
I can't ask for better service from this agency. The staff is more then helpful and can always answer my questions. They helped me when I had to make a claim, they made the process very simple for me.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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