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04/24/2015
By: Kevin B.
Watzlavik, Paul
We recently switched our home/auto/business insurance over to Paul with State Farm. I must say Paul, Dan and Anna have been fantastic! We recently had to get away from OCWEN that bought our mortgage loan and was really giving us the run around. They helped us move our mortgage and were very patient and helpful. I highly recommend Paul and his team to anyone looking for insurance.
05/30/2014
By: Quentin L.
Allstate Insurance Agent: Tod Wilson Agencies
Tod Wilson and his staff are always friendly, knowledgable and efficient. They've saved me tons of money on auto and homeowner insurance and have helped me out with claims and service. I would recommend them to everyone.
07/10/2014
By: Tom H.
Allstate Insurance Agent: Tod Wilson Agencies
The entire staff helped greatly when I switched over. They have lots of experience and knowledge of the industry! Was so easy and I saved some good money!
07/11/2014
By: T M.
Allstate Insurance Agent: Tod Wilson Agencies
Highly recommend! Always looking to help me save money and keep great coverage.
07/10/2014
By: Rj C.
Allstate Insurance Agent: Tod Wilson Agencies
I always have such a great time at this company's auctions! Highly recommend :)
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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