07/10/2015
By: Mike R.
Chris Wertz - State Farm Insurance Agent
I like being aware of what is going on and Chris Wertz is always able to provide me with the most up to date info. As far as recommendations, I would recommend him to anyone!
03/08/2016
By: Ed M.
Chris Wertz - State Farm Insurance Agent
They do a pretty good job of keeping me informed on new coverage and discounts. He called us in the last month to discuss potential discounts for our coverage.
01/29/2016
By: Rick T.
Chris Wertz - State Farm Insurance Agent
The staff is always able to meet my needs and give me what I need every time. The consistency is a comfort to me and I wouldn't want to work with anyone else.
10/20/2015
By: Tanya M.
Chris Wertz - State Farm Insurance Agent
Chris Wertz was able to take on every insurance question i ever had. We switched all of our policies to State Farm after working with him and saved so much!
11/17/2015
By: Tyler S.
Chris Wertz - State Farm Insurance Agent
Every time I have worked with Chris Wertz and his team has been extremely helpful and fulfilling. They answered all of my questions on time
12/15/2015
By: Dan B.
Chris Wertz - State Farm Insurance Agent
Every single time I go to see Chris Wertz, my needs are met. They are confident and I am happy that they give me what I want every time.
04/07/2016
By: Donny T.
Chris Wertz - State Farm Insurance Agent
Chris Wertz, State Farm Insurance Agent, is very personable. He always seems to remember a face if they've came in.
05/03/2016
By: Ryan G.
Chris Wertz - State Farm Insurance Agent
Chris Wertz's prices beat out everyone else. That is why I chose to go over to State Farm Insurance and see him.
09/09/2015
By: Bud M.
Chris Wertz - State Farm Insurance Agent
Chris Wertz is awesome and he knows what he is doing which I can't say about other agents I've worked with.
user avatar
06/01/2016
By: Jim R.
Chris Wertz - State Farm Insurance Agent
Chris Wertz provides me with auto, home, and retirement insurance through State Farm. He has fair pricing.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

Just a moment...