Metlife Locations & Hours Near Ellicott City, MD - YP.com
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03/16/2017
By: Claire R.
Jolles Insurance
Jolles Insurance handles your account as if it were their own. A great team that provides better than a 5 star rank! From the personalized service, their dedication to each of their clients while watching out for their best interest, to overall outstanding service, I would go no where else for my health care or long term/disability insurance needs. Thank you Brian and Lisa for all you do -- not only for your clients, but also for your community. Top Notch!
02/20/2017
By: Russell g. L.
JBR Insurance Solutions
Mr. Ricks is the ultimate insurance professional. He is knowledgeable and has many insurance products to help his customers.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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