10/30/2013
By: darius91
Insurance Associates
Jeff explained insurance well. For example, if I went for cheaper insurance, this is what would happen, and if I went really cheap, this is what would happen, etc. He takes his time like he doesn't have anything else he'd rather be doing.
05/29/2011
By: onetwothreefour
Farmers Insurance - Nancy Stang
I always thought that Gieco had the lowest auto insurance price, NOT SO! Farmers was able to increase my liability coverage, lower my decuctible, and then save me money each month over what I was previously paying from Gieco.
11/25/2013
By: Vance D.
Insurance Associates
We file claims all the time because my wife's had two shoulder surgeries and a knee replacement, and everything has been taken care of if we pay our premiums. The shoulder turned out just fine and the knee is ok!
04/15/2012
By: onetwothreefour
Farmers Insurance - Nancy Stang
I needed a state SR-22 Document, thought it would be overly expensive, auto pricing was reasonable concidering I had a DWI. You shold Call Scott if you have a blemished motor vehicle record.
03/14/2014
By: Prince F.
Insurance Associates
I can call Jan at any time and she'll give me the answers I want. She knows her insurance. If she doesn't know something, she'll figure it out and get back to me.
09/04/2013
By: phild9
Insurance Associates
Our agent is Jeff Voss and we're quite pleased with the service he's provided us. He keeps us on the right path with our insurance and Medicare.
01/27/2014
By: Tristan C.
Insurance Associates
We have recommended you to several friends. We tell them how useful the information is and how helpful you are. Thanks Janet!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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