Amica Insurance in Durham, NC with Reviews -
By: Joi M.
Charlotte Weaver - State Farm Insurance Agent
The saying "Like a good neighbor, State Farm is there." is one hundred percent accurate. I have been with State Farm for a few years now, and I have absolutely no complaints about them. I feel like the people in my agent's office are family. I can trust them to get the best policy to fit my needs. They are reasonably priced, are helpful and patient, and have great agents. My main thing is the excellent customer service I have received. Armante has always answered my questions and explained everything in words I could understand. He will tell me if there are any discounts available. The customer service is great! I would recommend State Farm to anyone in general who wants dependable and affordable auto insurance.
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By: Kristyn L.
Charlotte Weaver - State Farm Insurance Agent
I hands down have never been happier with an insurance company then I am with State Farm. The customer service is completely amazing and I have never had better service ANYWHERE than with the associates at the Charlotte Weaver State Farm Agency. There is a wide selection of plans with even more personalized individualism within each plan. I was attended by the Customer Service Manager, Armante, whom went above and beyond to assist me with my needs. Armante helped me decide which plans with what coverages would be the best for me and in my price ranges. I would highly recommend them to anyone in the market for insurance!
By: runningwithscissors2
Andrew F Jones Agency Ins
I was stressed out and they calmed me down by taking the time to help me through my individual situation. I've told everyone they should give the agency a call!!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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