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12/05/2014
By: A N.
AAA Car Care Plus: Dublin West
I took my car to Sears Auto at Tuttle and had four new tires put on. When I got on the highway my car shook so badly I thought I had a loose tire. I tried to take it back to Sears, but they refused to see me until the following day, even though I was on my way out of town when this happened. Their assistant manager was incredibly rude when I told him I had to leave town and couldn't wait. It was their questionable work that caused the problem. He didn't seem to care. I called AAA Car Care in Dublin. They told me to come over immediately and figured out what the problem was within minutes. They took the tires off, tested them and properly weighted them. Their customer service was top notch and their mechanics were friendly, knowledgeable and informative. They put my safety first and that means a lot to me. In the future, I won't take my car anywhere else.
02/08/2017
By: Brandon B.
IHT Insurance Agency Group
I am currently an agent with IHT and I could not be happier. Previously I was a captive agent and always had the pressure of hitting sales goals. With IHT there are none! I am also way more competitive with our wide range of carriers compared to just one carrier. Whenever you have a question on a policy or need help quoting IHT is always there to help! I love my job and going to work everyday and that's all credit to IHT!
02/20/2017
By: Mark R.
IHT Insurance Agency Group
I have been an agent with IHT since November 2008. I came from a captive agency & have more than doubled my income in eight and one half years. I have always found them to be fair, honest and helpful to the agents that represent them. The Independent delivery system is the way of the future and IHT has nailed it.
02/21/2017
By: Cody W.
IHT Insurance Agency Group
I have been working with IHT for almost a year. Every conversation or interaction of any kind helps to cement my decision. Coming from a captive carrier, the difference is night and day. Their willingness and capability to help is tremendous. Looking forward to very long relationship.
04/05/2013
By: byolson
AAA Car Care Plus: Dublin West
I didn't want to spend a lot for new tires (like everyone else in the world), but the guys at Bob Sumerel were so helpful and knowledgeable, that they made the whole process a good experience. They are also a AAA dealer, so more discounts came my way. I would recommend.
03/02/2017
By: Jane R.
IHT Insurance Agency Group
I can't tell you how much I enjoy being a member of IHT's staff. It's a very honorable company, that is honest and family oriented. If you want an agent you can trust and that will find the best insurance for your personal needs AND save you money; give IHT a call.
08/26/2016
By: Raymond S.
IHT Insurance Agency Group
Insurance is a very important decision, which is why you should make sure to look at several companies before choosing one. IHT is networked with all of the best names, and can really help you find what’s best for you or your family!
04/25/2017
By: Bob W.
IHT Insurance Agency Group
No more quotas! I set my own goals without anyone breathing down my neck or telling me how to run my business! Having multiple agents selling for IHT alleviates carrier quotas for my individual agency. Thanks, Robert Wise
09/27/2016
By: Ayn W.
IHT Insurance Agency Group
IHT is great for small agencies who want to work with an insurance agency that will give them access to carriers, while also allowing them to maintain their independence. We’ve really enjoyed working with them!
09/16/2016
By: Oliva C.
IHT Insurance Agency Group
An excellent service for agencies looking to grow. IHT has helped us reach a much wider customer base, and given us the tools we need to make sure all of our clients are completely satisfied.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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