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10/20/2014
By: Jody T.
InsureOne
I have worked with Insure first for several years now and really like the way a client is handled and educated through the process and even if in the rare instance they cant be helped they end the conversation feeling informed and taken care of knowing that they do have insurance sufficient for their needs and have confidence that if they ever need their insurance they will be taken care of. I feel they are a great company and treat every client equally well no matter what their insurance needs are.
08/06/2013
By: steveinsurefirst
InsureOne
Insure First Insurance Agency tries really hard to listen to all of its clients insurance needs. Insure First has served over 3300+ clients in finding the best insurance coverage for the best price. We invite all those looking for a better insurance policy for less money to give Insure First Insurance Agency a try. You will be glad you did.
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02/19/2017
By: Michelle Q.
Farmers Insurance - Paul McGarrell
I have had the pleasure of working with Paul McGarrell at Farmers Insurance, and I have to say that Paul is fantastic. He takes the time to really understand what you need and to find you the best possible options. They have discounts that I never even knew existed!
07/09/2012
By: jana0o0banana
Allstate Insurance Agent: Aaron Grover
Aaron Grover is excellent. He took the time to explain all the coverages to me, and what things meant. He worked hard to find all the discounts for me and get the best price possible. He explained the Allstate Claims Guarantee. I highly recommend him!
05/11/2011
By: twilcox
Insure Pro, LLC
We are located 1 block North of the Rio Tinto stadium on the West side of the road. Contact us anytime for a customized insurance quote.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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