Chen in Des Plaines, IL with Reviews -
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By: Cuono D.
R.C. Wahl Jewelers
Best jewelry store in town!! Parker and the staff were super nice and very professional. I would highly recommend this place and will definitely be back soon!
By: Ann B.
R.C. Wahl Jewelers
This is a wonderful, family owned business and it shows in the personal service you receive. The jewelry selection is wide range, from silver, gold and diamond, gemstone and a large collection of Rolex watches. They also do expert repairs. The best jewelry store around!
By: Theresa L.
R.C. Wahl Jewelers
Great customer service. Top notch watch repair. Estimated price was on target for what I paid. Love this place. Would highly recommend.
By: David B.
Founders Insurance
Terrible... I pay my insurance every month. I have a claim in now under my uninsured motorist protection it's been over a month and still no offer for my car. I am getting highly pissed because it's a real inconvenience. I call at least 3 times or more a week and among long wait times no one has made an effort to return my call. Can't wait to drop them.
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By: Kielan C.
Founders Insurance
This company is awful, been trying to follow up on a claim and finally got ahold of them 1 MONTH LATER!! Finding out that they haven't even reviewed my claim.
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By: Patricia C.
Apollo Casualty Company
They are the worst company I ever dealt with. My car is still in the shop from June 16. Total waste of space they need to be closed down!!!!!!!
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By: Rosa A.
Apollo Casualty Company
They are the worst insurance company I have ever encountered! I'm going to report them in hopes they get closed down and stop ripping people off. I had full coverage on my auto mobile for 2 years. Unfortunately, my vehicle caught on fire (reason unknown) and caused part of my aunts house to get damaged. During the whole claim process they verbally told me both, my car and aunt's house, would be covered. Eventually, they covered my car but refused to cover the damage to the house. They verbatim stated, "the insured (me) had no prior knowledge her vehicle would start on fire" as the reason of denial to cover damages. My question is, who would drive a car knowing it's going to start on fire? When I called to complain they said they weren't going to cover because I didn't intentionally cause the damage. Again, why would anyone intentionally cause their family's property to set on fire or intentionally cause an accident/damage period? I would not recommend this insurance company to my worst enemy. I literally made an account with YP just to write a review and warn others about this horrible company. And as for Apollo, you have have a severe case of karma coming your way.
By: Jane M.
Founders Insurance
My experience went very well. Those not insured with Founders complaining, why not just file a claim with your own company? liability only?... Should have been smarter. If you aren't insured with them, they really don't owe you anything.If you are directly insured with Founders, they take pretty good care of you.
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By: Loretta N.
Founders Insurance
If I could, I would give zero star! Some drunk hit my parked car and totaled it on 03/13/15, today's date is 5/6/15, I still dnt have a settlement! They will not return your calls and whn they finally do call u, they cannot even give u a good answer! At this point, I'm just fed up! They only will reimburse 15days of car rental at the rate of $25.00 per day. I will not wish this insurance on my enemy!
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By: Michael P.
Founders Insurance
This insurance company is awful. Have been with them for 5 years, all is well until you have an accident. The adjuster, Juana Rodriquez, is useless. She never returns phone messages nor does the adjuster that has to inspect my car. My car has been in the shop for two weeks now waiting to be fixed. Take my advice, shop somewhere else for insurance.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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