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12/24/2014
By: Lauren E.
Chuck Smith - State Farm Insurance Agent
Chuck and his team has been great to work with over the past several years. He is very honest with you and has your best interest at heart. I have recommend him to many friends and they have felt the same way!
12/02/2014
By: Ariana D.
Mark Courter Agency
Mark Courter is exactly what you want in an insurance agent. He is professional and handles claims well, and always keeps me informed on discounts that apply to my policy.
10/10/2014
By: Karen P.
Mark Courter Agency
The quality of service at Mark Courter is excellent. All I have to do is call them and they know who I am instantly and they provide me with whatever service I need.
07/02/2015
By: Dan B.
Mark Courter Agency
Mark Courter and his team do a great job. They are very informative with new policy's and discounts that come up which is always a plus. I would highly recommend.
10/15/2015
By: Anne marie S.
Chuck Smith - State Farm Insurance Agent
Chuck Smith at State Farm Insurance does a great job of really getting to know you as a person. You aren't just another person walking through the door.
02/27/2015
By: Briana W.
Mark Courter Agency
I like how personable Mark Courter is. He is very easy to talk to and work with. He has treated us well for years and definitely earned our trust as well.
08/25/2016
By: Melissa H.
Chuck Smith - State Farm Insurance Agent
We have been with State Farm for 25 years now, and will never feel the need to go anywhere else. We trust that our needs and concerns will be handled.
09/03/2014
By: Channing F.
Chuck Smith - State Farm Insurance Agent
Chuck Smith makes the insurance claim process as easy and painless as possible. I couldn't imagine not having insurance or not having him my agent.
12/22/2015
By: Oz D.
Chuck Smith - State Farm Insurance Agent
Satisfied client of Chuck Smith. The staff are all great and they always help me whenever I have any questions or concerns about my coverage.
02/13/2015
By: Daphne Q.
Chuck Smith - State Farm Insurance Agent
I have recommended Chuck Smith at State Farm Insurance many times and continue to do so. They see me as an individual and ease my concerns.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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