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03/06/2013
By: caroline.boothe
Stephanie Sponder Insurance Agent
After a long day of work I get to my apartment door to find that I locked my keys in my car. At this point I have a moment of panic but then remember that my Pocket Agent app has a listing of local lock smiths. However, I wanted someone who I could actually talk to and even though it was 7:00 pm Stephanie still took my call and helped me throughout the entire process. She eased my anxiety and immediately gave me options for help. I have never had someone so genuine and kind help me in a situation like this. Usually I get passed from operator to operator yelling voice commands and then hanging up after 30 minutes of frustration. But this experience was far from that. At the risk of sounding extremely corny, Stephanie is the epitome of a Good Neighbor and she was there for me in my hour of need! I strongly recommend her services if you want someone who will be there for you and ensure you get the best service and rates possible!
11/10/2009
By: photinacook
Hinson Insurance Agency
I used to work for Floyd Hinson, where I saw first hand from the inside the consistently honorable and pleasant way Floyd and his staff treated their customers. He had a very high retention rate--I saw all the continuing files versus the few that moved away or something. Floyd continually impressed me with his sophisticated knowledge of his industry and all around decency, so one year, his birthday my co-worker and I gave him a "Consistently Honorable Boss" plaque. You can;t jbuy that kind of award!
09/05/2013
By: jerod-
All Insurance Agency
I have been a customer of All Insurance for well over 10 years. I have always been pleased with the level of customer service i have received. They go through several different insurance companies including progressive, so they can shop around and find you the best price. I have even gotten a call from them, out of the blue, telling me that they thought they could get me a lower rate if i switched providers. If thats not customer service, i don't know what is. I could not be happier with the service they provide.
12/08/2014
By: Jennifer R.
Square State Insurance
Super friendly and actually saved a few hundred dollars a year on my Homeowners Insurance vs my current agents' quote. I am a first time home buyer and Jeff made the process super simple. I was able to sign my application on my smart phone. AWESOME EXPERIENCE!
02/08/2017
By: Dana K.
Justin Aller - State Farm Insurance Agent
My overall experience with Justin Aller of State farm has been superb. I've been with other agencies where has been some problems but Justin and his staff are great people.
11/02/2016
By: Sharon K.
Justin Aller - State Farm Insurance Agent
Justin Aller is a very knowledgeable and experienced insurance agent. I have renters and auto insurance with Justin and have never had a problem with his service.
10/06/2016
By: Barbara S.
Justin Aller - State Farm Insurance Agent
Justin has helped me out so much. He's done everything he can to sort out different situations for me. His great service is greatly appreciated.
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09/08/2011
By: kirkgiordano1
Roberts, Ronald R - State Farm Insurance Agent
Great all around perfectionist and plasterer. I refer him whenever someone is seeking an honest and hard working plastering contractor.
01/03/2017
By: Liam P.
Justin Aller - State Farm Insurance Agent
My experience working with Justin Aller has been wonderful. He's easy to work with, down to earth, and has a great sense of humor.
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03/24/2015
By: Blake R.
State Farm
Kelly is one of the hardest working people I've ever seen and her only concern is taking care of her clients. Great Agency!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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