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03/21/2014
By: Jeff S.
Wade Hunt Insurance
I've worked with Wade and his team numerous times and highly recommend contacting his agency for insurance. His staff is always very professional and return my calls very quickly. Wade is very knowledgeable and can answer any of your questions regarding insurance, even if you're not a current client. He will spend the time to educate you and make sure that you have everything covered, so there's no surprises.
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11/12/2015
By: Betsy R.
The Glasschroeder Agency
Kathy helped us figure out this health insurance stuff! She explained it so that we could make an informed decision that affects our health and our pocket book! It's a joy to work with someone who is professional and friendly. Thank you!
12/26/2014
By: Russell J.
The Glasschroeder Agency
The Glasschroeder Agency gave us the best service of anyone we’ve ever dealt with in terms of insurance. For they took care of us and saved us some money in the process. Thanks!!!
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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