Prudential Insurance Company in Columbus, Ohio with Reviews - YP.com
11/25/2014
By: Martha j M.
AAA Worthington
I went to get a TripTik for a drive to NW Connecticut for a funeral. It was short notice, I left the day after getting my route. I knew I could count on my Worthington AAA office, they'd gotten me to California and back years ago, They took care of me again, with a fast yet safe route that avoided tolls, weather, and major construction. I made reservations at a AAA approved motel and had my travel agent factor in the locations of the motel, the funeral home, and the church into my TripTik. The service was fast, friendly, and efficient. The route was perfect, easy to follow, everything worked out beautifully. Thank you AAA for helping me in a time of need.
03/10/2015
By: Pearce E.
AAA Polaris
We have been thinking about going to Canada this year. We were in the area and dropped by to see what information we could get. We spoke with Scott Cooper, and he was very helpful. He gave us some travel books to look over and maps of the areas we were thinking of going. He asked us what sort of things we were interested in doing and made some suggestions that were very helpful. When we decide the exact dates we will be going, we will be sure to see him again to help us make the arrangements. We were very pleased with the service we got.
03/12/2013
By: chris.guyer.75
RMFS of Ohio
They offer virtually every kind of insurance, and they are independent agent's which means they aren't tied to one specific company. They try to find plans that are the best for me the customer. They don't try to push you into something you don't necessarily need, they will show you options and educate you, allowing you to make the most educated decision on your insurance needs.
12/27/2014
By: Noemi R.
AAA Car Care Plus: Grandview
AAA is such a great service. I was able to get membership for very cheap due to a holiday deal. I immediately used it to have them tow my car due to a dead battery. They arrived on time and were very friendly. In no time, they fixed my car and the price wasn't bad! When I picked up my car, it was easy and the man at the front desk was very friendly. Very happy!
10/07/2014
By: Karen W.
AAA Hilliard
My experience at the Hilliard AAA location has been incredibly Awesome! Joanna has been helping me plan a very special trip for my twin granddaughters, who are 7 1/2 years old to Disney world. She has been so helpful. This is my first trip with my girls and Joanna has took a whole load off my mind with her knowledge and expertise advise. THANK YOU JOANNA!
08/27/2014
By: Lindsay V.
Motorists Insurance Group
Was hit by a driver who had their coverage through The Motorists Insurance Group. The adjuster looked at my car the next day. I also had an independent shop give an estimate. Estimates were within $2 of each other. Amazing! I purchased insurance with them after having this experience. I highly, highly recommend them!
06/12/2015
By: Ryan R.
Ohio Insurance Advisors
I've been with Ohio Insurance Advisors for about 8 years now, and when it came time to file a claim, I was very pleased with the way that it was handled by the agency. The staff is very responsive and the whole team just takes really good care of us and we were very pleased with our overall experience.
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01/23/2016
By: Christa R.
EZ Carsurance
I love this place. Ive had insurance with them since they opened. I always get treated with respect and dignity. I feel like family when working with this company. The have very good customer service and strive to get you the best rate possible.
01/21/2015
By: Jennifer V.
AAA Car Care Plus: Grandview
Always looking out for us!!!Fixed our van twice when the dealer couldn't do it, that says a lot. Fixed a blown fuse and didn't charge us an arm and a leg was VERY reasonable and honest with us. That's why we've been with them for over 10 years!
08/21/2012
By: bigboatpowerstroke
Ohio Insurance Advisors
Going on over 5 years now I have been a customer of Ohio Insurance Advisors. I unexpectantly had to file a claim this past spring and I am extremely satisfied in how it was handled. They were very responsive and they took care of me.
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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