Allstate Agents Locations & Hours Near Columbus, GA -
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By: Whitney H.
Kite Insurance Agency
Very curteous staff. All of my insurance and tax needs were met in one location. The new management is very professional and knowledgeable. The tax agent noticed a lot of write offs my past accountant had missed. I'm glad I found this company!
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By: Marri Z.
Kite Insurance Agency
1) I was told before services were rendered that the cost to do my refund would ONLY be $100 though a money order, which i sent immediately with all paperwork since I live 2 hr away. When the return was finally completed, I was told that I needed to pay an additional $452 for additional paperwork filed.2) They made egregious errors on my return, which I now have to amend. They put a capital loss of $3000 (the max for any year), which should is carried out until the total ($57,000) is paid back. All their numbers were wrong. 3) They took off 100% for the depreciation of my 2 homes. wrong. 4) I gave all my information in the beginning of March. I called bi-weekly for the status and was put on hold for 30 minutes before I was told they would get back to me. They FINALLY filed my taxes mid MAY. No updates and my calls were always met with exasperation.5) office has no customer service, lies to their customers, probably lies to the federal government and are terrible at their job.
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By: amygree
Jimmy Watts - State Farm Insurance Agent
Thanks for insuring me,and for my card!
By: peachyaye
The Wiggins Insurance Agency
I used to hate to think about insurance, but working with these people has really made it less painful! I had insurance with them while I lived in Georgia. Then I moved to British Columbia, and the process to get insurance with discounts was really stressful. They worked with me for about 3 months to help me get the documentation that I needed to get all the discounts I could quality for! They were losing my business, yet still worked very hard to help me. I can't thank this business and it's employees enough!!!
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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