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05/11/2017
By: Connie W.
Larry Lucas - State Farm Insurance Agent
This is the BEST Insurance Agent Bar None! Larry and the Staff he chooses are AMAZING! Larry, Mackey, Will, Lindsey, Rodger...(sorry, I am pretty sure that I am UNINTENTIONALLY missing one of these Precious People....) But No matter who answers the phone when I call or greets me when I arrive at Office, Each and Every Person in Larry's Office, willingly, kindly, immediately and efficiently takes care of me. They ALL make me feel as if I am their only Client! I would NEVER take my business anywhere else! For those of you who think you are saving money with any Agency other than State Farm, You're NOT! For those of you who think you are being treated with the utmost respect, as a Person; OR having your needs as a Customer, taken care of more efficiently than Larry and his Staff will Treat you and Take Care of your needs, You're NOT!
03/25/2013
By: barbara.d.askins
Finance Central Inc
I have worked with (had loans from) Finance Central for several of mt last few vehicles as well as a couple other things. Mrs. Debbie and her crew are wonderful! Anytime we have a problem and call they are all willing to help. Anyone needing financing, should consider them, but as with any loan, read the fine print and make sure you have ALL of your questions about the terms answered before you sign.
10/22/2015
By: Jordan B.
Allstate Insurance Agent: The Owens Agency, LLC
I have my home and auto insurance with Allstate Insurance - The Owens Agency. They always keep me informed and up-to-date with new coverage options and discounts and stay on top of things with my policies and questions. They are a lot better then any other insurance agency I've had and I would confidently recommend them.
05/14/2015
By: Robert P.
Allstate Insurance Agent: The Owens Agency, LLC
Everyone at The Owens Agency is wonderful, from the agents to the office staff. They always take the time and ask me how I'm doing or what's new, how my family is. They are genuine are really care about my well-being. I like the feeling of being more then just a contract with them.
07/03/2016
By: Shannon C.
Allegiance Insurance Group
Allegiance Insurance Group is hands down the best insurance agency in the southeast!! I have never experienced such high professionalism anywhere before. The agent is very knowledgeable and is willing to go the extra mile to insure you the proper coverage at the most decent rate.
01/20/2017
By: dance_nigeria98
Instant Cash Loans of SC Inc
If you ever need a loan this is the best place to go. Their customer service knowledge and perfectionism is the best. I wish they could open a training school to teach people in the customer service business. Ladies of Instant Cash Loans on Broad River Rd Rock!
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03/10/2016
By: Heather M.
Kali Render - State Farm Insurance Agent
Couldn't be happier I love being treated like a person & not just another number walking through the door. Customer service is OUTSTANDING, I would recommend anyone who likes to feel welcomed and part of a great company to do business here
10/06/2015
By: Gerald W.
Allstate Insurance Agent: The Owens Agency, LLC
I have been really happy with how clean and concise the staff members from The Owens Agency are. They take care all of my questions and concerns to the best of their ability.
10/26/2015
By: Kenny M.
Allstate Insurance Agent: The Owens Agency, LLC
I get my home insurance from the Owens Agency. I think their annual policy cost is pretty fair. I had a claim in January and was very happy with the way they handled it.
11/02/2016
By: Sasha G.
Allstate Insurance Agent: The Owens Agency, LLC
They are great at keeping us informed about new discounts that we can get. We love how they take a moment to talk with you and explain things in a great way.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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