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By: mgcragofamily
Tom Harbert - State Farm Insurance Agent
They offer comprehensive policies for every need. I honestly don't know how competitive they are regarding cost because their service level makes the premium worth pretty much anything. . I have been with Tom Harbert's office since 1993. The customer service they provide is the best I have ever encounterd. They always remember my name when I call; They try to make sure I get the biggest bang for my buck, and have suggested things I can do to help reduce our premium. I've even had them email me replacement copies of our proof of insurance cards--a whole 5 minutes for the documents to be in my inbox after I finished my conversation.
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By: Jerome D.
Scott Richter - State Farm Insurance Agent
Scott and his office has always been very friendly and professional. My wife and I have our cars, home, and life insurance with Scott and we have always felt that he and his office genuinely care about us and our insurance. They have always answered any questions we have or called us back when they didn't know the answer directly. Scott has gone out of his way to meet us and even came to our house to check on our property when we had questions. We have nothing but good things to say and would definitely recommend Scott for any insurance you may need.
By: Erik J.
Tom Harbert - State Farm Insurance Agent
I have been with Tom for over 12 years and I have never had a single complaint. My previous insurance agent was a family friend with Farmers Insurance, but a good friend recommended that I talk to Tom instead - I have never doubted my decision to switch companies and do business with Tom Harbert. Both him and his staff are absolutely amazing - friendly, efficient, accessible, and always able to help with any issue that comes up. To this day, I continue to refer all of my friends and family to Tom with the utmost confidence.
By: jmcmonigal
Dezuba Mark
You are the only person I have ever done business with that calls me right back, gives me informative options - always in an upbeat, positive presentation, is always friendly and genuinely caring and thoughtful in every interaction we have, even your voicemail greeting is above and beyond anything I have ever heard - ever! I was really apprehensive when I first started looking for an insurance agent, but you have completely eliminated all my fears with your courteous, outstanding, and timely service!
By: Sue S.
Aileen Baldwin - State Farm Insurance Agent
For the past 15 years Aileen has been my agent and I have nothing but praise for her and her employees. She has provided me with the least expensive rates and the best service of any other insurance agency in town. Even though I've moved to Briargate and am now several miles from her office, with a State Farm agency practically on every corner, I have kept Aileen as my agent because she is professional, friendly, and provides such excellent service.
By: emmflad
Aileen Baldwin - State Farm Insurance Agent
Aileen Baldwin has been an excellent agent to me the past 8 years I have been insured by her. I've always been helped in a timely and professional manner, have received wonderful customer service from her as well as her representatives and have had high-quality yet inexpensive insurance on my car and home. I would recommend this particular agency to any one I know. Thank you Aileen Baldwin!
By: Jarrett G.
Sarah Mayer - American National Insurance
Sarah is not your typical Insurance salesperson. She actually cares about her clients. I came to her for life insurance, during the process, she inquired about my car insurance policy, and ended up saving me $200! Couldn't be happier!
By: Charise P.
Farmers Insurance - Tom Brunette
I have been going to Tom at Farmers Insurance for the past 20 years. The reason I continue to go to him is because how he keeps me updated on all the new coverages as well as how quickly he responses to my questions I have.
By: Carter A.
Six & Geving Insurance Inc
Our town is so happy to have Six & Geving Insurance there. They provide an a variety of insurance, ranging from home to business. They really have a number of things to provide for you no matter what.
By: Paul M.
Scott Richter - State Farm Insurance Agent
I have found Scott to be a very conscientious agent with my interests at heart. His staff people are courteous and pleasant to deal with. I highly recommend Scott and his staff.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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