08/30/2013
By: shurquetta.colbert
Augustine Insurance Agency
My husband and I didn't have any insurance for a few months and he was not able to set everything up by his work schedule. Augustine insurance supply everything I needed especially find the best quote on both cars, the customer service was what I was looking for good quality service. I walked out with low insurance monthly and low and a low down payment my husband and I were so satisfied. Thanks Augustine Insurance.
07/13/2016
By: Olivia M.
MSC Insurance
MSC Insurance has been great to me. Whenever I have any questions or concerns they are extremely helpful and clear up any cloudy areas to ensure that at the end of the day I am happy.
08/19/2014
By: Ashley S.
MSC Insurance
They are quick to respond to quote requests so I recommend at least getting an insurance quote from them. Very professional and friendly staff.
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01/28/2016
By: Trent M.
MSC Insurance
What I like most about MSC is their communication. I feel they are truly working for me. I absolutely recommend them.
10/19/2016
By: Dan N.
MSC Insurance
MSC Insurance was already a very well established insurance agency when I moved to the area and needed an agent.
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10/04/2011
By: sarahbillings
Insurance USA
Real people answer the phone and give real customer service.
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09/10/2015
By: Tammy T.
MSC Insurance
MSC Insurance has great people who provide great service.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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