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11/05/2015
By: Christine M.
Farmers Insurance-Eric Lopez
Dennis Fulfer's office is by far the best insurance agency that we've found. Having a family of 5 children driving had wreaked havoc on our insurance policy premiums until we switched our service to Dennis Fulfer at Farmer's Insurance. Our rate was significantly cheaper with his quote. The best part was that we increased our coverage while also having a lower premium. Dennis cares about my teenage drivers and is always available to help us shop for the best cars for our family. He is accessible and caring and I recommend him for anyone, but especially for any family with teenage drivers.
10/28/2015
By: Tinna M.
Beach & O'Neill Insurance Associates Inc
The Beach & O'Neil Insurance TEAM is wonderful. I call them a team, because that's exactly what you get with them...a team experience. I love love love Rene's enthusiasm and excitement for the company she works for. She is Beach & O'Neill's best asset.
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03/22/2016
By: Rudiger M.
Cost-U-Less Insurance Center
I had insurance through them for a few years.They were basically decent and made obtaining insurance easy enough but when they could save me some money on my policy they wanted to basically pay them as if i were a new customer so i ultimately left.
10/07/2016
By: Christina I.
Beach & O'Neill Insurance Associates Inc
Beach & O'Neill Insurance have been handling our combined auto and homeowner's policies for several years now. They are always very responsive when I have a questions or problem. I can always expect a quick reply to an email or telephone call.
09/21/2016
By: Pete M.
Greg Polley - State Farm Insurance Agent
We visited Greg Polley for his advice and insight into different types of insurance. We very much appreciated his detail explanation of the different options. We would definitely recommend him if you wanted to learn more about insurance options.
09/25/2016
By: Dawn G.
John Winner - State Farm Insurance Agent
An honest and reliable insurance provider who is knowledgeable and has some of the most competitive rates.They are always able to handle any questions and changes quickly and efficiently with our insurance policy.
02/12/2016
By: Janine M.
Greg Polley - State Farm Insurance Agent
Greg Polley is a great adviser and helped us with our insurance needs to protect our personal assets after opening a new business. We have confidence we are covered and have a great agent to support our needs.
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11/21/2015
By: Stacey B.
Maw Michener & Associates
My mom has been working with Mike for 20+ years, I just starting working with him with my insurance needs and now know why she's working with him so long. Great service and great rates!
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05/04/2016
By: Janet C.
Farmers Insurance Group
Called for quotes and the office staff was so friendly and nice . We told them we were still shopping around and getting prices but they treated us like we were their # client
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01/22/2016
By: Josh J.
Farmers Insurance - James Gallegos
James is a great insurance agent. The matter what you looking for homeowners renters insurance car insurance life-insurance he is your man. You will not be disappointed.
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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