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11/05/2015
By: Christine M.
Farmers Insurance-Eric Lopez
Dennis Fulfer's office is by far the best insurance agency that we've found. Having a family of 5 children driving had wreaked havoc on our insurance policy premiums until we switched our service to Dennis Fulfer at Farmer's Insurance. Our rate was significantly cheaper with his quote. The best part was that we increased our coverage while also having a lower premium. Dennis cares about my teenage drivers and is always available to help us shop for the best cars for our family. He is accessible and caring and I recommend him for anyone, but especially for any family with teenage drivers.
10/28/2015
By: Tinna M.
Beach & O'Neill Insurance Associates Inc
The Beach & O'Neil Insurance TEAM is wonderful. I call them a team, because that's exactly what you get with them...a team experience. I love love love Rene's enthusiasm and excitement for the company she works for. She is Beach & O'Neill's best asset.
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03/22/2016
By: Rudiger M.
Cost-U-Less Insurance Center
I had insurance through them for a few years.They were basically decent and made obtaining insurance easy enough but when they could save me some money on my policy they wanted to basically pay them as if i were a new customer so i ultimately left.
10/07/2016
By: Christina I.
Beach & O'Neill Insurance Associates Inc
Beach & O'Neill Insurance have been handling our combined auto and homeowner's policies for several years now. They are always very responsive when I have a questions or problem. I can always expect a quick reply to an email or telephone call.
09/21/2016
By: Pete M.
Greg Polley - State Farm Insurance Agent
We visited Greg Polley for his advice and insight into different types of insurance. We very much appreciated his detail explanation of the different options. We would definitely recommend him if you wanted to learn more about insurance options.
09/25/2016
By: Dawn G.
John Winner - State Farm Insurance Agent
An honest and reliable insurance provider who is knowledgeable and has some of the most competitive rates.They are always able to handle any questions and changes quickly and efficiently with our insurance policy.
02/12/2016
By: Janine M.
Greg Polley - State Farm Insurance Agent
Greg Polley is a great adviser and helped us with our insurance needs to protect our personal assets after opening a new business. We have confidence we are covered and have a great agent to support our needs.
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03/16/2016
By: Kathy N.
Progressive Auto Insurance
Have had this car insurance for many years and I have always had good customer service. The only reason I gave it 3 stars is they do not offer road side assistance when you have full coverage.
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11/21/2015
By: Stacey B.
Maw Michener & Associates
My mom has been working with Mike for 20+ years, I just starting working with him with my insurance needs and now know why she's working with him so long. Great service and great rates!
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05/04/2016
By: Janet C.
Farmers Insurance Group
Called for quotes and the office staff was so friendly and nice . We told them we were still shopping around and getting prices but they treated us like we were their # client
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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