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01/13/2015
By: Michael F.
Camargo Insurance Agency
I started purchasing insurance for my nonprofit organization through Camargo Insurance a couple of years ago (over time, my family switched over our personal insurance needs as well). Not only are their agents professionally helpful, but they are generous people who care greatly about their community, supporting my organization both financially AND through volunteerism. I would highly recommend their 5-star services and would say that you would have a hard time finding people more friendly than the folks at Camargo Insurance.
08/31/2016
By: Scott H.
Hettesheimer Insurance Agency Inc
Outstanding ServiceWe have been dealing with Denise Salyers at Hettesheimer Insurance for over 10 years. She has always given us outstanding service when helping us select our company's health insurance products. She is very knowledgeable and goes out of her way to help us in any way she can. Many of our employees have called her for advice as well. We would not even consider using any other agent for our health insurance needs.-Carol H.
08/23/2016
By: Phyllis H.
E John Rewwer CLU
A really great dentist with a staff to match. He has compassion for those of us with dental phobias and makes sure to keep you comfortable during procedures. An entirely different dental experience than my youth. I can't say it's my favorite thing to do, but you are in good hands with Dr. Rewwer.
09/20/2016
By: Phyllis H.
Great American Insurance
Headquartered in Cincinnati this company has been in business for over 100 years . It must be doing something right! Even though it's large, you can get personal attention for your questions and accounts.
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06/10/2015
By: Barbara P.
Portman Insurance
Truly outstanding customer service from.Patrick. He helped get into a better auto insurance policy .. who says you can't get more and spend less. I did.. Thank you Patrick
02/04/2017
By: reviewqast
Henry Insurance Agency LLC
Very nice and well explained and all question answered- Carla McQueenSee Original Review: http://reviewqast.posterous.com/henry-insurance-agency-all-question-answered
08/20/2016
By: John H.
Schwierling Insurance
An agency run by good honest people. For fifty years they have been there when I needed them. This agency has been run by several generations of the local family.
09/17/2016
By: Phyllis H.
Schwierling Insurance
So happy to have worked with this agency for many years. Good advice, prompt attention to claims, and no hard sales pitch make us satisfied customers.
10/17/2013
By: samantha.williamson.167
Allstate Insurance Agent: Cleta Vining
Cleta's office is extremely down to earth and genuinely does everything they can to help! I couldn't imagine having my insurance anywhere else!
01/27/2015
By: John P.
Camargo Insurance Agency
Camargo Insurance did a wonderful job helping me get insurance for my son. They were prompt, professional and friendly. Wonderful experience!
Tips & Advices
Lender's title insurance is designed to protect the interests of the mortgage lender, and it covers only the portion of the equity that is owned by the lender. Owner's title insurance is crafted to shield the interests of the homeowner, and it provides coverage for the homeowner's equity in the property.
Title insurance only covers claims and encumbrances that are already a matter of public record. Title insurance does not cover claims that haven't yet been recorded. Also, title insurance offers no guarantee that you are buying a legally created parcel of land that can be used for the purpose of real estate development.
A title defect is an obstruction that affects the ownership of a property. Liens, mortgages, and judgements are all title defects, and they can prevent a seller from legally offering full rights to a piece of property. A title defect can also take the form of improper wording of the title document or improper recording of the ownership or property forms.
If you have an owner's policy, your title insurance will never need to be renewed. However, if you refinance your home, the lender will require you to invest in a new lender's policy. A new lender's policy is required even if you are refinancing with the same lender with which the original purchase of the property was made.
With lender's title insurance, coverage lasts until the mortgage is paid in full. With owner's title insurance, coverage lasts for as long as the owner or the owner's heirs have interest in or ownership of the property that is covered.

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