21st Century Insurance in Chico, CA with Reviews - YP.com
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06/04/2017
By: Kym O.
David Crouch Insurance
I'm saddened to see that bad review. The hours are stated right above your review. I'm a bit biased being that I'm David's daughter. I hope you will give him another chance! He's been selling insurance for almost 40 years!
03/10/2017
By: Amanda W.
Luquin's Insurance Services
Annabell, the owner, really knows her stuff and treats you like you are her only client. She goes above and beyond to get you the best deal. The office is warm and inviting and they speak Spanish if you need that.
04/12/2016
By: Sheng T.
Allstate Insurance
I love this Auto, house insurance place. The staffs are very knowledgable and helpful. I was recommended by my family. I lived and Roseville and still used them as my agency. I highly recommend this Insurance. Excellent services!!
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10/11/2015
By: Trenton M.
Davis Matt Insurance Agency
Matt Davis insurance is an awesome place to go when you need to get the job done right, I loved how I could personally call Matt and talk to him about what's going on! I was once in an accident and called and they took care of me no questions asked.
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03/06/2015
By: Adam S.
David Crouch Insurance
Hours is stated as Monday-Friday 9-530.Drove up to the place on a Friday... Closed. Not even an hour sign or anything. What a joke! If a company cannot be responsible enough to open on time or communicate with public, why should I trust them to handle my insurance?
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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