Best 30 Insurance Brokers in Chesterton, IN with Reviews - YP.com
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03/06/2017
By: Katlyn S.
Winey Insurance Agency
Tim has been my agent at Winery Insurance Agency for years! He is always looking out for mine and his clients best interests, and always provides us with proper coverage for auto and homeowner's policies. Highly recommend using Winery Insurance Agency!
06/16/2016
By: Jerald B.
Winey Insurance Agency
Been going here for a while because they always have given me excellent services and customer service. I recommend them all of the time.
04/19/2016
By: Rachel H.
Winey Insurance Agency
I would like to thank Winey Insurance for always being reliable and professional. They are always on top of everything. I strongly recommend them to everyone.
01/26/2016
By: Alex S.
Winey Insurance Agency
I've used Tim as my insurance agent for a number of years now and he has always been extremely reliable and honest with me. I refer people to him all the time.
01/04/2016
By: Nate T.
Winey Insurance Agency
The office help is very efficient, helpful, courteous, and knowledgeable. I would definitely recommend them to my friends and family.
11/30/2015
By: Kevin D.
Winey Insurance Agency
Winey Insurance has been a staple of the Chesterton community for years. The office help is very efficient, helpful, courteous, and knowledgeable.
11/03/2015
By: Krista V.
Winey Insurance Agency
Compared to other larger and well knowncompanies, Tim is able to select from a number of different insurance companies which best suits his client's needs.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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