10/28/2015
By: Lu anne C.
Churchland Ob/Gyn of Virginia
I went to Dr. Mobley for the first time on 8-7-15. My GYN doctor had moved out of state. It was a pleasant first experience. The problem came when the bill came. My insurance pays for a gyn checkup once a year without a copay. I only go to a gyn doctor to get a pap smear. I see other doctors for my other medical issues. I had not received a bill for my gyn checkups from other gyn doctors in the past. I was surprised to receive a bill for $25. First I called my insurance company who told me I was charged because of the way the visit was billed. Then I called Dr. Mobley's office and had a long and unproductive conversation with the billing clerk. According to the billing clerk, when Dr. Mobley mentioned some chronic medical problems that were listed on my medical history to me in a conversation, that constituted a visit for those issues. The billing clerk told me that I should have told them that I was only there for my annual checkup. I did tell them that when I first called. Needless to say I won't be back.
07/24/2015
By: Mason C.
The Ron Sawyer Team - Remax Allegiance
Our home-buying experience was made awesome by The Ron Sawyer Team!! They helped navigate me through the entire buying process. I was a picky first time home buyer and they stuck with me until I found the perfect place. From the initial contact to the purchase of my house, they have been very courteous, very thorough and knowledgeable about the housing market and not pushy at all. Their attention to details and deadlines were beyond helpful. The Ron Sawyer Team found the right home and right price for us, despite our crazy criteria. They stood by us the entire time and got us the help we needed. We're even more thankful today to have them as a friend and Realtor.
03/13/2014
By: Aj W.
The Ron Sawyer Team - Remax Allegiance
We had the best experience with a real estate team called The Ron Sawyer Team. Ron was absolutely patient, professional and most of all honest.I didn’t feel like I was selling my house at all! I felt very comfortable working with him and his team. He was just like a friendHe addressed all my needs and took time to explain things I have never heard before.He was always punctual during our meetings and guided us patiently throughout the whole process. I would also like to mention that we absolutely adore the great pictures they took for our house. We did not only sell our home in a right price but we also earned a friend. Thank you Ron and the rest of your team!
07/23/2015
By: Sandra S.
The Ron Sawyer Team - Remax Allegiance
I want to thank The Ron Sawyer Team for a job well done. I still can’t believe how quickly they sold my house! We knew we were getting a great people on our side because they surpassed our expectations. During the selling process they helped me get my property sold during a slow, challenging market. Their friendliness and professionalism made the process a pleasure. They educated me on the market conditions at the time and what to expect during the process. Everyone that I had the chance to meet on The Ron Sawyer Team was awesome. I would recommend them 100%. We have suggested them to friends of ours. That is how confident we are in them!
07/22/2015
By: Wilma C.
The Ron Sawyer Team - Remax Allegiance
It was a challenge to find a house that met our needs. We started our home search in mid January 2014. The Ron Sawyer Team worked with us for over a year to find the house that best fit our needs. We did not have any particular house in mind but they never pressured us. They showed us so many houses and worked around our schedules. When we finally found the house that we really liked, it seemed to be out of reach, we had to beat 8 rival offers to get it. Their negotiation skills were amazing! Ron Sawyer Team is everything you could ask for in a Realtor. I can most definitely say their 5-Star rating is 100% correct & well earned!
07/24/2015
By: Theresa E.
The Ron Sawyer Team - Remax Allegiance
At a time when we were frustrated and disappointed because our home had been listed for 3 months with another realtor, we decided to meet with a few other agents. It was tough to figure out which agents were truly top-notch. The Ron Sawyer Team's qualifications immediately caught our eye and we know made a great choice! We were not disappointed! Their marketing plans and ideas were over and above what we would have expected and they had it under contract in a month! Both my husband and I was so impressed with The Ron Sawyer Team's hard work
07/22/2015
By: Johanna S.
The Ron Sawyer Team - Remax Allegiance
We saw other positive reviews online and decided to try them out. We're so happy we did because we found a property that was perfect for us within a week! We really not sure what to expect and had a very little knowledge about home buying process. The Ron Sawyer Team helped us buy our first home recently and did a fantastic job. They were very patient with us throughout the process. They're not the "pushy type" but rather a realtor that allowed you to make a decision and provided information as needed.
07/22/2015
By: Aiza S.
The Ron Sawyer Team - Remax Allegiance
We listed our home a year ago and it sat for months. The Ron Sawyer Team is hands down the best broker I’ve worked with and we felt comfortable with them right away. You can tell they have a lot of experience in this field because they handled my situation with ease. The Ron Sawyer Team put my needs first and seeks best interest for me. Thanks to The Ron Sawyer Team, we were able to sell our house in Hampton Roads in a short amount of time despite rocky market conditions.
07/21/2015
By: Britanny T.
The Ron Sawyer Team - Remax Allegiance
The Ron Sawyer Team's negotiation skills are fierce and we didn't feel like we left the table with anything less than we asked for-in fact we got more! They helped me do all the right research prior to moving forward with the purchase and took the time to understand our specific criteria and helped us find our perfect home. They were extremely patient throughout the process and was attentive to my requests and dealt with my first-time-home-buyer nerves like a pro!
07/22/2015
By: Abigail G.
The Ron Sawyer Team - Remax Allegiance
The Ron Sawyer Team was recommended to me by my co-worker. They are extremely prompt with responding to our questions (via text, email, phone), never being late, always on time for tours and worked so hard that I have seen them many times in the office after 8 pm. They valued our home at a higher value than other agents. There's no word to describe how good The Ron Sawyer Team is and I will definitely refer them to anyone who is buying and selling houses.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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