Farm Bureau Locations & Hours Near Chattanooga, TN -
By: Caren C.
State Farm Insurance
I recently had an accident,my first since high school and I am 58,I had only owned the car for 6 months,the trauma of the accident was enough,but dealing with all that goes with it ...was even worse. If it hadn't been for Amy Lopez at my local office on Ringgold Rd. I would never have gotten through it ,the claims agent I had Ashley,was rude and not helpful at all so I called Amy,I had no idea what was going on,she took the time to explain the process to me and got everything going,after that it was settled fault so I was confused when my insurance wanted to pay,but Amy explained it all to me and that it would not make my premiums go up or anything about my policy change...I have never even met my agent ,but Amy sure knows her stuff.
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By: Paula A.
American Exchange
I have certainly enjoyed working with Rachel. She is Very competent and very professional. When I was laid off from my job June of 2015 she helped me to find coverage and then when my income status changed she help me to find different coverage. I am so impressed with her professionalism and her joy in helping with insurance coverage, I recommended her to my oldest friend when she needed help with her insurance coverage. Rachel is a wonderful Insurance guru and she's an asset to your company
By: paulherrell
Geoff Rodgers - State Farm Insurance Agent
My wife & I were very comfortable talking to Geoff about just the right amount of coverage we needed for our 2003 Ford Mustang GT & me 2000 Chevorlet Surburban.. I'm going to be talking to him very soon about taking over our "gap" insurance on the Mustang. I may get my 1984 Honda Interceptor motorcycle insuranced also. Geoff is just a real nice guy to deal with.Paul & Lorrie
By: Miss C.
Coffey Insurance Agency
I called Coffey insurance when I was looking to switch from one Insurance agency to another. They went out of their way to help me and made moving very smooth. They also found a way to help me save money. I would definitely recommend this Agency.
By: Gracie M.
Liberty Mutual Insurance
Jona has been very customer friendly as we email back and forth working on a quote. I find many businesses do not respond to customer questions like this. She is prompt and courteous.
By: Ashley S.
Matt Sage - State Farm Insurance Agent
Matt Sage and his team are the best around! They truly care about their customers and always go the extra mile. I highly recommend Matt Sage State Farm!! A+++.
By: Rae P.
GEICO Insurance Agent
Great service! They hooked me up and explained all of my coverage and made recommendations that gave me a better policy and still saved money.
By: Cari M.
ABC Insurance Services
People are kind and put their customers first!
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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