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By: Monique J.
Jack English - State Farm Insurance Agent
Jack English and his staff specifically Jan and Randal are the epitome of the commercial "Like a Good Neighbor State Farm Is There". No matter what I need his staff is always there to help me. I have called during their non working hours or emailed them and they always got back to me within 24 hours. Even during their working hours they are always there to assist me with various questions that I have and always share with me any options that I could benefit from. I have been a customer of State Farm for over 10 years at a different location and joined Jack English location 2 years ago. Switching over to Jack English and his team is the BEST decision I could have made. They are the definition of Customer Service and provide true Southern Hospitality. I would recommend them to any and everyone. If you are looking for great service and want to know your are getting great value for you money go to Jack English and his team they will treat you like you are part of the family.
By: wesbaldwin
Baldwin Co Inc
I was just made aware of a negative review that was evidently posted here over a year ago. TO THE POSTER OF THAT COMPLAINT: I don't know if you are a real person or not. But if you have had a problem with our services, please call my direct number 704-335-1112 and talk to me openly about any difficulties you may have had. I am the president and owner of The Baldwin Company, and I want to talk with you directly, person-to-person, about what you have alleged. In 37 years of business, we have never had anyone say anything even remotely in the vein of what you have asserted. I am nationally acclaimed for my complete professionalism and unwavering ethics in the way I conduct my business and handle my company. Call me. WILLIAM WESLEY BALDWIN, President, THE BALDWIN COMPANY, INC. 1-800-336-1116, ext. 1112
By: cltqueen
Jeremy Fulkerson - State Farm Insurance
I was shopping around for insurance and I gave Jeremy's office a call. I spoke with one of Jeremy's employees. He was very helpful and explained all the coverages and the prices with me. I have now been a customer of State Farm for 6 months and I could not be happier. I have not had any issues with Jeremy's office but I know if I ever did they would handle it professionally and fight for what's best for me. Reading some of these reviews makes me wonder if they are talking about the same office. I have referred all of my family members to Jeremy's office and I will continue too. Do yourself a favor and give his office a call.
By: clt0518
Jeremy Fulkerson - State Farm Insurance
I have had State Farm for 12 years and decided to use this office when I moved to NC. At first everything was great and they were very easy to work with. I needed to file a claim on my renter's insurance and was told it was not covered, but that they would speak with the other insurance company involved and try to help. However this never happened. The follow-through is terrible and when I called to let them know I was changing insurance companies, they did not even try to find me a better rate. Very disappointing after having been a loyal State Farm customer for so many years.
By: jasonamodeo
Van Nguyen - State Farm Insurance Agent
I have been with Charlotte Insurance for years because nobody else can beat my auto insurance rate, and I have shopped around on them at least once a year. I even had one broker ask who I was with because my rate was so much lower than what he could do! I’m going to have them quote my homeowners too. They do a good job here.
By: Jon B.
Pegram Insurance
This Pegram saved me over $600.00 on my homeowners and auto insurance. When my wife called Wellsfargo to cancel our other policy they asked her why. When she told them that we saved $600.00 the agent on the phone just went silent! *Laugh* Then she thanked us for our business and canceled the policy.
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By: Monica B.
Allstate Insurance Agent: Benjamin Helbein
Ben has always returned our calls very quickly. he has always gone out of his way to try and help my family have the best coverage in the most cost effective ways. We have had our Home and Auto through him for 10 plus years and have never had a problem. I recommend him to everyone I know!
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By: Barbara D.
Melanie Stone - State Farm Insurance Agent
I knew I needed insurance, but was overwhelmed with the idea of where to go and what I needed. Melanie was professional, patient and completely knowledgeable in all aspects insurance. I am so glad I found her and have def. recommended her to all of my friends and family! Thanks, Melanie!
By: ashandkenmiller
Tony Hefner - State Farm Insurance Agent
Tony Hefner is a wonderful agent. His employees, specifically Alex and Mindi, are also extremely helpful! They all go above and beyond to meet my needs as well as my expectations. I would put this local agency up against any agency in Charlotte- highly recommend!
By: Tom F.
Jeremy Fulkerson - State Farm Insurance
Jeremy Fulkerson has been my State Farm Agent for several years! I find him and his team very responsive to all of my insurance needs. Extremely professional, proactive and a pleasure to work with. I highly recommend them!
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornados, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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