• 1.Prudential Real Estate

    1853 51st St NE

    Cedar Rapids,IA

    1.76 mi

  • 2.Prudential

    44 Sturgis Corner Dr

    Iowa City,IA

    25.40 mi

  • 3.Prudential Partners Rl Est

    250 12th Ave Ste 150


    23.16 mi

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By: kf2139
Revolution Realty Team
Alisha was phenomenal! We had gone through a different agent initially. We did not like how he conducted business. Rushed us through every house and very high pressure! Then we turned to Alisha. She took the time we needed so we could feel confident about our first home buy. Thank you Alisha and thank you Revolution Realty! I would recommend them above anyone and everyone else! Thank you!
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By: Janet R.
Seidl & Seidl P.L.C.
I worked with Phill Seidl on my case that was rejected by other lawyers. He was professional yet took my case to heart and we won in 2014. The amount of work he had to do was astronomical but never did he give up!!! The office staff is always there to help too. A definite 5 star for Seidl & Seidl
By: Beth P.
Skogman Realty - Jason Vestweber
I would absolutely work with Jason Vestweber at Skogman Realty again. He does a really great job and really knows what he's doing.
By: Robert F.
Insurance Gurus LLC
Got good advice, friendly and efficient. I will go back for all future insurance needs and recomend to all my friends!!
By: justin.r.wasson
Farmers Insurance - Steven Schoenfeld
Best place in town to get insurance. Good prices, great service, very helpful every time I have needed to file a claim!
By: Rod S.
Skogman Realty - Jason Vestweber
I worked with Jason on two separate occasions with him last year, bought and sold. It was a good experience.
By: Timmothy B.
Millhiser Smith Agency
Awesome! Found you guys on your site http://www.millhisersmith.com
Tips & Advices
There are many different providers and plan types, so  shopping for life insurance can be complicated. The first step involves understanding the type and amount of life insurance you need. From there, use online tools or contact local insurance agents to get quotes on rates and learn about how to apply.
The cost of a life insurance policy is determined by two things: the guaranteed benefit amount and the individual risk of the policyholder. The latter is more complicated, and includes many  factors, including health, age, and  occupation. As of May 2017, a 30-year-old woman purchasing a 20-year, $250,000 term life policy can expect to pay about $141 per year. For comparison, a 60-year-old woman purchasing the same policy can expect to pay $1,033 per year. Since women have longer life expectancy on average than men, the latter can expect to pay slightly more. The same 20-year, $250,000 term policy will cost a 30-year-old man $156 per year on average.
Certain specialized policies may provide income replacement in the event of disability, disease, or another situation where it may be impossible to work and medical expenses are high. One common alternative is known as an “accidental death and dismemberment” policy. AD&D policies work similarly to term life plans, but will only pay out death benefits when a fatality is caused by an accident, or if the policyholder loses a limb or the ability to see or hear. Death from a heart attack or cancer, for example, is usually not covered by AD&D, but these policies might offer lower premiums than a standard term plan.
Many adults with children choose to buy a term life plan that covers them from the birth of a child until they turn 18, which is often the most cost-effective way to insure against the risk of income loss from unexpected death. While it  is possible to save enough cash or invest to provide even more funds in case of such an emergency, investing is subject to more risk of loss than a life insurance plan, and accumulating enough savings to provide a sizeable safety net can be difficult.
Whole life and universal life plans are each considered a type of “permanent life insurance.” Universal life is often similar in concept to whole life, but offers more flexibility in premium payments and cash withdrawals. For example, you might be able to temporarily pause or reduce premium payments at any time under a universal policy. It’s also often possible to borrow from what you’ve already paid into the plan or against a guaranteed death benefit in the form of a loan.

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