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11/15/2012
By: nikki.voytoski
American Family Insurance - Jan Hobbs Agency
I have had a great experience with this insurance company! They are all very friendly, professional and want to make sure you are truely covered in any situation. You may find some companies who make it "cheaper" but when something happens that you need them, this company will honestly be there to help you. They are very friendly and make you feel very comfortable. If you want a insurance company that is truely "in your corner" this is where you need to go!!!!
10/28/2016
By: Monica G.
Gebhardt Insurance Group
Always a good experience when I have questions about my policy. The staff at Gebhardt Insurance are friendly and knowledgable. They take the stress out of changing insurers and spend the time needed to find the best policy at the most affordable price. I would recommend Gebhardt Insurance to anyone who has been wondering if they are overpaying on their insurance or don't feel they have the right coverage.
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10/28/2016
By: Paul S.
Gebhardt Insurance Group
I have known Steve for quite a few years, even though we were friends, the first few years I was insured with another company. Anytime I had an insurance related question I asked Steve and trusted his answer. The finally he said why don't you let me give you a quote. I did and for my Buisness insurance and personal insurance he saved me a little over $2000 per year. I should of changed earlier.
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10/27/2016
By: Crystal S.
Gebhardt Insurance Group
Gebhardt Insurance saved me a ton of money on my home and auto insurance. My rates with my old company more than doubled when I added my teen son, and Gebhardt was able to get my rates even lower than what I was paying before. Gebhardt Insurance is the best :)
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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