11/02/2013
By: Victoria M.
Randy Broman Agency Farmers Insurance
Randy came out and gave me a quote and he was very hones, hardworking and knowledgeable in the insurance field. He gave me multiple choices so I was able to get the best the policy for my family. I have been with randy for years and would never go elsewhere. He even comes to pick up payment if I am unable to make it in.
Tips & Advices
Errors and omission insurance covers business-related mistakes that lead to injury of a third party, such as neglecting to file important papers.
While property, liability and workers’ compensation are the most common types of business insurance, other types include property, business interruption, and errors and omissions.
Business insurance does not cover professional liability (due to poorly performed work), the purchase of replacement equipment, vehicle accidents not related to work, or business lost due to damaged equipment.
Factors impacting the cost of business insurance premiums include the type of business, the risk involved, the size and number of employees, your experience in the industry, and location.
No. Business insurance covers general legal issues such as injuries that occur on your property and property damage. Professional insurance covers lawsuits focused on service such as charges of negligence, contractual disputes, etc.

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