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07/16/2015
By: critter2279
Larsen & Assoc
I've been with Larsen Insurance Agency for a few years now and am really pleased with the services. I love that they are always able to help me with my questions via email in a fast manner! They are always willing to help me find the best price for us and do the shopping around so that I don't have to do it myself! 5 star service and affordable prices! Plus I received a gift card for referring a friend! BONUS!!
12/05/2007
By: malissamay
Potwora Agency West
This company strived to make the customer happy and is always on a look out to save you money and make sure that you are covered in every aspect that you need!
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12/02/2015
By: Edward B.
Allstate Insurance Agent: Edward Bartel
There was a change in ownership in 2014. The husband and wife team currently there care for their customers and the team provide excellent service!
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07/13/2015
By: Richard S.
Larsen & Assoc
Tom and staff are always professional timely courteous informative and pleasant
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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