Best 30 Homeowners Insurance in Belpre, OH with Reviews -
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By: gregsmith238
The Miller Simmons Insurance Group of Belpre
We stopped to get a quote,took about a half an hour to answer all the questions about our car and house insurance. We were told someone would call us back. After about a week and hearing nothing I phoned them. Seems they couldnt write the insurance but they didnt bother to call. I spoke to the agent and asked him why he didnt call,and he just said, No.Lousy service, I wouldnt recommend them to anyone.
By: Scott T.
The Miller Simmons Insurance Group of Belpre
Awesome service. I've used them for 8 years now... And make a ton of changes. They are always making sure my policy is the best price as possible. They have even re-wrote my policies to ensure me saving money. Top level customer service. Top level management! I always recommend them to friends and family!
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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