Providence Locations & Hours Near Beaumont, TX -

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By: keith.robichau
Nga Tea Nguyen Farmers Insurance
I highly recommend Tea Nguyen! We have been doing business for a number of years. When my friends and family are shopping for insurance I always recommend her. Not only is Tea friendly, courteous and informative she provides great insight on coverage and risk. I believe I have the best insurance agent in town!
By: larry.meachum1
There is 2 sides here 1st is it is a nice club but they have charge on every thing . the 2nd is; by far most dancer are just out to get your money. Be ware of what they say! there are just trying to ripe you off. The club needs to deal with that. But i don't think they wont to.
By: Jasper S.
American National Insurance
A.J. is a great guy, he is always available day and night to help. He has many years of experience and is in it to help you out. Mrs. Julie is also dedicated and professional. A++++
By: Katelyn M.
Betty LeBlanc - State Farm Insurance Agent
I highly recommend Betty's agency for all of your Insurance needs. They really enjoy putting you first and making sure you have the proper coverage for your lifestyle.
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By: William standeffer S.
American National Insurance
This office has people who really want to help you. I wouldn't go anywhere else for my insurance. I highly recommend Mr. Arisco and Julie.
By: Staci M.
A Abana Insurance
Great price. ..Really nice people.
Tips & Advices
Lender's title insurance is designed to protect the interests of the mortgage lender, and it covers only the portion of the equity that is owned by the lender. Owner's title insurance is crafted to shield the interests of the homeowner, and it provides coverage for the homeowner's equity in the property.
Title insurance only covers claims and encumbrances that are already a matter of public record. Title insurance does not cover claims that haven't yet been recorded. Also, title insurance offers no guarantee that you are buying a legally created parcel of land that can be used for the purpose of real estate development.
A title defect is an obstruction that affects the ownership of a property. Liens, mortgages, and judgements are all title defects, and they can prevent a seller from legally offering full rights to a piece of property. A title defect can also take the form of improper wording of the title document or improper recording of the ownership or property forms.
If you have an owner's policy, your title insurance will never need to be renewed. However, if you refinance your home, the lender will require you to invest in a new lender's policy. A new lender's policy is required even if you are refinancing with the same lender with which the original purchase of the property was made.
With lender's title insurance, coverage lasts until the mortgage is paid in full. With owner's title insurance, coverage lasts for as long as the owner or the owner's heirs have interest in or ownership of the property that is covered.

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