10/25/2015
By: Sheridan P.
Forethought Financial Srvs
I feel that an associate of yours may have bilked me of $3,363. There are many mitigating circumstances; however first of all I need to know if Forethought received the money from counselor #OE51855, Santa Rosa Memorial Park & Crematory, 1900 Franklin Avenue, CA 95402. The Numbers of the postal money orders are: #23157715410, #23157715397, #23157715386, & #23157715408. Cordially, Sheridan Peterson
09/17/2016
By: Phyllis H.
Michaela Farm
Nonprofit in association with the Sisters of St. Francis, they manifest their ministry in their connection with the land and all living things on it. They provide hormone free , antibiotic free, genetically unaltered fruits, vegetables, meats, and eggs to the local community . The farm is also a place of retreats and educational opportunities for the public
11/14/2014
By: Nathan W.
Paul Ehrman - State Farm Insurance Agent
The folks at State Farm were extremely helpful with our business and personal insurance needs. They went above and beyond mine and my wife's expectations. A very friendly and professional team with affordable rates. We would recommend them to everyone!
01/26/2015
By: Andrew H.
Paul Ehrman - State Farm Insurance Agent
When you have a committed staff its extremely easy to make your customers happy. Paul Ehrman has a staff that does just that. They have been extremely helpful with all of my questions and concerns.
03/09/2015
By: Karen J.
Paul Ehrman - State Farm Insurance Agent
Paul is an excellent agent. He always responds to my questions and concerns and when I had to file a claim once, Paul handled it quickly and without hassle. He does an outstanding job!
06/16/2014
By: Karra T.
Paul Ehrman - State Farm Insurance Agent
Joan has been extremely helpful and is very knowledgeable. She gets back to me in a timely fashion and always get me an answer. Fantastic team!
04/28/2015
By: Cheryl M.
Paul Ehrman - State Farm Insurance Agent
I like that I can always count on Paul and his staff for a quick response back when I'm in need of something. They are the most helpful people!
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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