Geico Insurance Locations & Hours Near Bakersfield, CA -
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By: Jill H.
Helen Morgan: Allstate Insurance
Worst insurance experience ever!!!The only good review on here is from Helen Morgan herself!Helen Morgan threatened to sue me when I left a review. SHE LITERALLY CALLED ME AND SCREAMED "YOU DON'T F*** WITH ME!!! YOU DON'T F*** WITH ME!!!" Wow how professional. I have contacted BBB and all state about this.
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By: Mandoe M.
Allstate Insurance Agent: Shannon Hill
Very unknowledgeable said they where going to follow up with me and never did. Could never answer my questions and misinformed me. Every time I would call the 1800 number it would reroute me to this agency. I called Allstate and simply had them take my phone number off so this wouldn't happen again. Also found out I can switch to a different agency.
By: Lrrpr R.
New Generation Insurance Services
ABSOLUTE BEST INSURANCE AGENCY IN BAKERSFIELD!Carlynn at New Generation Insurance is the best! We were previously dealing with another insurance agency who held our homeowners and I had some questions. I repeatedly contacted our agent over the course of 2 months (yes you read that correctly - 2 MONTHS!!!) however we never received even one response! Becoming increasingly frustrated, I decided to look into other options and came across New Generation and Carlynn. After initially speaking to her and explaining our situation, she immediately top-line assessed where we were over the phone, explained next steps and offered NG services. That gave us the confidence we needed that they would help us out. She went to work lightning fast! Carlynn had several options available to us ready to present when we met for our appointment. She walked me thru each and every option, explained them in detail, demonstrated the utmost patience and understanding with my endless questions and even gave me various scenarios as to what and how coverage would affect us as homeowners. She also explained the entire process to switch over our insurance. She is incredibly knowledgeable and provides the answer before you even ask the question. All I can say is this is the best experience dealing with Carlynn and the New Generation Insurance agency. You won't be disappointed.
By: Aasia N.
Allstate Insurance Agent: Shannon Hill
I have been a customer with this specific office for years & I have never encountered a problem. They call me periodically to see if I need any additional insurance or if I have any questions & it really makes me feel like they value my business. My renters insurance claim was handled promptly & efficiently. I appreciate the excellent customer service shown by Shannon Hill & her office staff.
By: Klarence P.
Cost-U-Less Insurance Center
Isaac Contreras gave me alot of helpful information and was very polite I highly recommend him if you need help with anything.
By: Craig B.
Farmers Insurance - Jason Boyd
Jason is a great insurance agent and Financial Advisor. He has been my financial advisor for the past 10 years and my portfolio and IRA have trippled. He also has insured all of my properties and autos as well as life insurance for my whole family. He is very knowledgeable and passionate with his business. I highly recommend him and his Agency for all of your insurance and financial needs.
By: Mark C.
Mike Alexander - State Farm Insurance Agent
I found this agency online, when I was in desperate need of auto insurance. I was able to get a great rate an auto insurance, also renters insurance on my apartment over the phone in under 20 minutes. Plus I know I have an agent that is There for me. I would highly recommend Mike Alexander State Farm.
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By: Heather G.
Cruz Insurance
This place is a scam and are extremely shady. They charge $200 in brokers fees, but don't list it anywhere on the receipt. They'll hassle you if you find cheaper insurance elsewhere and make you run in circles trying to get your money back, even if it's the same day. They'll even give you attitude the entire time it's happening.
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By: Eddie C.
Jim Points Insurance Services Inc.
this place is a joke .. ppl don't speak good English there.. The owner of the place is a bigger joke ..stay away from here..
By: Raquel A.
Freeway Insurance Services
Carlos Ramos helped me with my insurance needs. He was kind and helpful. He knew exactly what I needed. As a first time driver I didn't know what kind of insurance to get but Carlos helped me every step of the way. He explained my policy and answered all my questions. I will surely recommend my friends and family members to go see Carlos Ramos. He truly cares about his clients.
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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