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04/20/2014
By: Antonio L.
Omni Safe Insurance Services
If you need auto insurance or just looking around for a better quote, look no further. The friendly and professional agents at Omni Safe work with you to get you the best prices at the coverages you need. Even if your like me with a less than perfect driving record, Omni Safe still managed to get me a slightly cheaper quote with the same coverage than my previous company. Also from personal experience, if you ever have any questions or concerns with your policy, you can always give them a call and they'll help you out over the phone as if you were in their offices. I would highly recommend this great growing company.
04/19/2014
By: Vicente R.
Omni Safe Insurance Services
I work at car dealership and everytime that i get a customer and they need insurance i call Alex and the response is real quick good service to my customers on time every time and also when i needed insurance for my personal vehicle i called Alex and the quote and service was awesome and on time just like he said he would be... I recommend this insurance company to everyone and always to talk to Alex... Thanks...
03/27/2014
By: Mike S.
Omni Safe Insurance Services
When I first stopped by their office I was a bit hesitant as I had never heard of Omni Safe. I was greeted by Alex who is now my Agent. He made me feel comfortable and explained everything in detail. I was dropped by my previous insurance company because I had an accident. Alex got me insured and gave me a better price than what I was paying with farmers with a clean driving record. I recommend him to everyone.
04/19/2014
By: daniel.morrison37
Omni Safe Insurance Services
I know a LOT of Insurance Agents in the city, but very few are of the caliber of Alex at Omni Safe. You want great pricing? You want personal service? You want a guy that'll come to your aid no matter where you are? ALEX IS YOUR MAN. Easily one of the best people I do business with. In ANY area of my life. You want a great insurance company? CALL OMNISAFE. You won't be disappointed. That's a promise. :-)
04/19/2014
By: marisela.zepeda.10
Omni Safe Insurance Services
Customer service wonderful, prices are incredible wouldn't go to any other insurance company. In 30 minutes I was leaving with my car off the lot. Alex was very helpful and gave me the right coverages that I needed. Couldn't be happier I recommend Alex Enciso.
11/14/2014
By: Alexandria S.
Omni Safe Insurance Services
Great service! Awesome location! Right next to the auto mall. Perfect for those who are buying a car and need a good insurance. They take their time with you and really care about you. Roman was our agent and he is great!! I recommend him to anyone.
04/20/2014
By: Danny L.
Omni Safe Insurance Services
My driving record isn't the greatest and I called around to a lot of insurance companies. Alex at Omni hooked me up. He was very friendly, informative and prompt. I would recommend him and Omni safe insurance to any of my family and friends!
04/19/2014
By: chadyost
Omni Safe Insurance Services
Alex and Roman are the right guys for the job. They got me great insurance cutting my old policy I'm half and even came out to the the dealership so I could drive my new car home the same day. I recommend them to everyone I know.
04/19/2014
By: cindcere
Omni Safe Insurance Services
I purchased a car late and Omni Safe helped me obtained coverage that same night. I was provided with great coverages at a low price! I recommend them to anybody needing insurance or looking to switch. Thank you!
04/22/2014
By: rudygaribay23
Omni Safe Insurance Services
Great customer service, affordable prices, I mean these guys don't just do buisness with you they actually put time and effort into what they do. I would recommend them to anybody who's looking for insurance
Tips & Advices
By law, you need to be insured up to the minimum amount required in your state before getting behind the wheel of any car. Beyond that, your insurance needs will vary depending on your financial situation and the amount of risk you are willing to take on.
  • Full or comprehensive car insurance is the most expensive, but often the best deal for drivers who own an expensive car, those who commute frequently or anyone who lives in an area with extreme weather or high crime rates.
  • Drivers of less expensive or older cars usually save more by opting for the minimum required policy, along with some extra coverage if they can afford it. Since the cost of repairs might exceed the total value of an older vehicle, some owners forgo collision protection in favor of greater liability coverage or personal injury coverage.
If someone other than you causes an accident while driving your car, most insurance policies will still pay for damage, according to the rules that apply. However, it’s a good idea to check with the insurance provider to be sure this is the case. Regardless, either the at-fault driver or the actual policyholder will be responsible for paying for anything not covered by insurance. People who don’t own a car but frequently borrow or rent one might consider purchasing a non-owner policy to make up the difference.
Car insurance premiums might be tax deductible in certain situations, but only with the documentation to prove it. Insurance costs may be deducted as part of overall business expenses if you use that car for work-related travel. However, this does not generally apply to taxpayers who use the standard deduction when filing their income tax returns. If your car is used for business purposes often, save all insurance-related documentation, as well as receipts, invoices and other forms of proof that your vehicle expenses were for business purposes.
Car insurers set premium prices depending on every driver’s individual risk. A huge number of details are factored into every determination of insurance risk, so the cost of any two policies can vary widely depending on the driver’s personal attributes, accident history, location, vehicle type and much more. The type of coverage you choose also impacts what you pay - premiums for minimal liability coverage will almost always be lower than those of a universal coverage policy.
The cost of car insurance is highly variable, but according to the National Association of Insurance Commissioners, U.S. motorists pay around $900 per year on auto insurance.

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