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03/18/2015
By: Jessie F.
Aversa Agency Inc
I like the people at Aversa Agency. They are very down to earth and easy to work with. They have a wide variety of options and will take the time necessary to help you choose the one that works best for you.
01/20/2015
By: Thomas P.
Aversa Agency Inc
I have been working with Aversa Agency for years and they are great. They always keep me informed on changes in my policy, as well as for discounts. They also offer the best rates and have the best people.
07/20/2015
By: Pat H.
Aversa Agency Inc
I took my time finding the right insurance agency and I found it with Aversa Agency. Their annual policy costs are very reasonable, I shopped around a lot but the staff here a great and I would recommend.
06/19/2015
By: Jill S.
Aversa Agency Inc
I have been with Aversa Agency for so time now and they have always been outstanding. I really like the staff they are always very nice and are available if I have any questions. I would highly recommend.
12/14/2015
By: Tammy K.
Aversa Agency Inc
I have and will continue to recommend Aversa Agency to others for the great job they do. Their pricing is very reasonable for such wonderful service.
10/28/2015
By: Melanie S.
Aversa Agency Inc
They have the most friendly and helpful staff at Aversa Agency. They have been there for us every step of the way, outstanding customer service.
08/11/2015
By: Cary S.
Aversa Agency Inc
What I like most about Aversa Agency is how friendly and knowledgeable their staff are. They keep me on track and have been a huge help.
09/02/2015
By: Jennifer B.
Aversa Agency Inc
Great down to earth staff at Aversa Agency. They have been able to answer any questions that I have and the keep me well informed.
10/01/2015
By: Tiff R.
Aversa Agency Inc
Really good people working at Aversa Agency. I have had insurance with them for a few years and they have always done a great job.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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